I was wondering, in the US does everyone have to have some sort of insurance for healthcare for if you fall ill or need medical treatment? If so, what happens if you have no money, ie welfare.
I just wondered as I read a question saying it will cost approx $2500 to have a baby and that is with the the insurance policy covering 80% of it! It makes me angry when people here in the UK criticise our NHS system when we are very lucky to have it.
2007-01-29 23:29:04 · 11 answers · asked by kimbo1605 2 in Pregnancy & Parenting ➔ Pregnancy
I think 'theartisttwin' misunderstood my question sadly. My point was I don't think people appreciate our subsidised health service as much as they should and I certainly was not criticising the US. Oh well, some people just don't read the question properly before answering I guess.
2007-01-29 23:49:00 · update #1
Yes you should appreciate your NHS system. I don't know exactly how it works but it can not be worse than what we have here. My husband and I are on fixed incomes. Although we have insurance, we are both chronically ill so even though the insurance pays 80% most of the time, we are still in debt with medical bills. This year I have not been able to purchase my medication because the insurance company has now instituted a $100 deductible on medications, which means I have to pay the first $100 before they will pay anything. With Doctors visits the deductible has gone up from $200 to $500 which means I must pay the first $500 before they will begin paying 80% of the rest. I have postponed or forgone treatments and tests that the Dr recommends because of not having the money to pay for it.
2007-01-30 00:11:27 · answer #1 · answered by babydoll 7 · 0⤊ 0⤋
Unfortunately, the US hasn't been able to come up with a way for all of us to have insurance. It isn't even having a baby that's killing most of our personal budgets. It's just everyday things like routine doctor's appointments and medications. My husband, daughter & I have no insurance & we spend a small fortune every month just on prescriptions. If any of us ever get seriously ill, we'll be in BIG trouble!
I know that NHS systems are not full proof and have their problems also, but at least it's insurance!!!
2007-01-30 00:05:15 · answer #2 · answered by qualified_overcomer 1 · 0⤊ 0⤋
i'm a former Canadian. Canada healthcare sucks. 35% can not ever detect a family contributors standard practitioner. takes 2 years to establish a hand or foot wellness care professional. Canada supplies human beings a hundred% "coverage", yet easily no longer healthcare. the gov waters each and every thing down so anybody go through. And guess what privately paying a doctor to get a surgical treatment or different standard practitioner provider (different than splendor) is prohibited. so which you're able to attend in line or die. the Canadian extremely-wealthy return and forth to the U. S. to pay for greater valuable healthcare than the crap gov supplies them.
2016-11-23 13:47:47 · answer #3 · answered by Anonymous · 0⤊ 0⤋
No there is no broad insurance to cover everyone. you can get medicaid if you are on welfare- but unless you are unemployed or pregnant- it won't cover you. So you can be underemployed/not making very much and have a full time job- and they won't give you insurance from medicaid and your work doesnt offer it- and you just have to pay for everything out of pocket. If you have no money and need medical attention- you can just pay cash or whatever to your Dr- or else you can go to the emergency room at the hospital and they will bill you for the cost- and then you have to pay it. They cannot refuse to treat you if you have no insurance...
2007-01-29 23:39:11 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Approximately 50 million people in the USA do not have health insurance. If you have a good job, you have insurance through work, though you have to pay for it (my premiums went up 25% this year). If you are very poor, you qualify for free health care through government programs. That still leaves a lot of people with low paying jobs who have no coverage.
2007-01-30 01:39:50 · answer #5 · answered by growing inside 5 · 0⤊ 0⤋
No we dont have that kind of insurance here. Wish we did I got put in hospital last month and the bill was $9000 and I have no insurance. Many people here go bankrupt because of medical bills they cant pay. Thought I would also mention for those who care: I make $480 per month and make too much money to get medicaid for adult!!!
2007-01-29 23:42:11 · answer #6 · answered by elaeblue 7 · 1⤊ 0⤋
Sometimes I nearly find it ridiculous with the cost of some health care. Honestly, it does not cost over $5,000 worth of work or knowledge to birth a child. It should cost like $100 at most.
Not to say that I do not appreciate the system itself, but the cost is a bit... well you know what I mean.
2007-01-29 23:39:44 · answer #7 · answered by Anonymous · 0⤊ 0⤋
i just wanted to say i am very pleased about our NHS we get great care during pregnancy , all the health checks we need and none of the worry of how the hell are we going to pay for it!!
the ppl that moan should count themselves lucky to have it at all!!
2007-01-29 23:37:11 · answer #8 · answered by mum_2_many 6 · 1⤊ 0⤋
i pay over 600 a month for me and my kids to have insurance. in case of emergency mainly. its really helped with one kid that was in and out of the hospital and another that needed home health care for awhile.
for birth i don't use my insurance, i do unassisted home birth.
2007-01-29 23:49:22 · answer #9 · answered by Anonymous · 0⤊ 0⤋
No, not here in the US. If you get sick, you die... Unless you have no money or if your rich, everything is paid for by the government. Those in between get sick and die. This is another one of the Bush way of life.
2007-01-29 23:38:16 · answer #10 · answered by Anonymous · 2⤊ 0⤋