Advice please, school or work?

Question

I am a young 30, no kids, no man, I am smart, and I have a high paying job for where I live. Here is my problem; my job is located in a closet, I have to work 12hrs with one person, for about 4 months at a time, and it is super boring, the same thing day after day, and when you mess up, they act like the world just ended. I live in a college town and I am thinking of taking a university year one course to see if I like it, then if I do good, I would like to transfer the credit to the university in the city and move there. Quit my job, and start over. And if I don’t do so good then I stay put for now, the problem is that the course will take 5yrs to finish and I will be 35, I am wondering if it will be worth it and just go for it? Or should I just stay put. The course starts in the fall, and I would plan on working and going to school at the same time for the first year, and then take a loan for the last 4 yrs, I would also be looking into taking more courses than required so that I might finish sooner. I would like some real advice, perhaps someone who has done this, explain some of the hard ships I might go through as well as some benefits please it would mean a lot to me. If u just want points, take them and carry on thanks.

thank you, i will take a harder look at things now, and i will take into concideration what you say about my own business.

Answer 1

Be careful because there are many people with college degrees that cannot get jobs anymore. So, if you are not the "creme de la creme" then maybe college is not for you, because when you get out with alot of debt, it will be very difficult to payoff loans, get a house, etc. I am a CPA, 55 yrs old and making less now than I did five years ago, because I changed from developing tax software to preparing income tax returns. So my suggestion is to consider saving a wad of money and start your own business instead of borrowing money to go to college. Small business loans (i've heard, not positive) usually require 25% down, so if you save $10,000 you could get a $30,000 loan. It would be faster and more fun to do something you want to do. But if you really want to go to college, do it, but be sure to make at least a 3.0/4.0 scale, join all academic clubs possible, and get a part time job doing anything in the field of your major. But remember, you will be getting a late start at 35. It is admirable and I know lawyers that started late, so it is definitely possible, if you are dedicated to the goal. Also, remember that if you don't finish, you will be totally SOL. When you have to borrow to go to school, it may not pay off. If someone was paying your college, I'd say do it if you love it. With the lack of jobs here in the US, having your own business is just about the best thing left in the "American Dream" except for the top 5 to 7.5% of grads that get sucked up onto high paying corporate jobs. The highest paying corporate jobs are all obtained through "good ole boy" connections and "who you know", NOT "what you know". They will train the ones they want (good ole boys) and if you are not "in the club", then you have to have 10 times the credentials to get the same job. I worked at a giant corp auto manuf who's initials are GM. I had a college degree to get my foot in the door; when I moved to another job, the daughter of a GM executive got the same job with just a high school degree. It's called nepotism, and it is alive and well and living in all corporations with good jobs. Think long and hard about how bad you want that college degree. As a CPA and financial planner, I would suggest you save your money, don't go into debt (ever), earn interest on your money and invest only in yourself, until you have the type of position you want. If you go to college, get grants or loans or go to work for someone that will help pay for your classes..it's called tuition assistance or something like that. I really want to discourage you from going into debt for college at your age. It's not the college part that bothers me, it's the debt part. Perhaps, if you really want to try it, take courses but don't go into debt. If you do go into debt, be absolutely certain that you will have a rather high paying job when you get out. If you are really smart, I hear dental hygenists make close to six figures (about $80,000/yr to start) and you only have to go to 2 years hygenist school....but it is difficult to get in. If you go the full four years, be sure to get that part time experience before you graduate. Go visit people in the profession you want to go to college for, and see if they will discuss these options with you. I hope I have given you some food for thought. Good luck! (and for God's sake, don't have children until you are finished with school)

Answer 2

Hello, I'm not sure what you're looking for but I may be able to help you since you're open to new opportunities. I am a Mary Kay Sales Director and please read through before you make a decision. I know there are a lot of consultants and directors that are very pushy and harassing but I am NOT one of them and have gotten to this point in my career without needing to be. I was a paralegal for six years when I decided that I wanted to go back to school (I was 28) I couldn't see myself doing well at school if I was working my current job because of the hours necessary. So I decided to try to try Mary Kay while working my paralegal job and it worked great. I was able to replace my paralegal income within approximately six months and then I was able to quit my full-time job and support myself and take classes without having to worry. So bear with me and I'll give you a quick summary of how Mary Kay works as a business and if you're interested let me know and I can give you more details.

It's $100 to start and for that amount you get everything you need to get started including over $300 in retail sized product. There are several ways to work your business but most new consultants start out making $30-$35/hour. There are no territories, no quotas, and reorders are a big part of your business income. This is VERY flexible...you work your Mary Kay business around your class schedule, test, finals etc. Plus if you want to take extra courses you can adjust your schedule accordingly. As your Director it would be my job to help you reach your goals and get you where you want to be. If you choose to do the work you can earn a free car (lease payment, taxes, licensing and registration fees and 87% of your car insurance).

It worked for me and I'm a very shy person, definitely NOT pushy or the type to harass anyone. After working my business seriously for 4 years I make on average $3000/month working between 20-25 hours a week. Starting now along with your current job you would have eight months to get things going and possibly be able to quit your job when you start classes in the fall.

If you're still reading...thank you :) Let me know if you want more details (with absolutely NO obligation)

Answer 3

It sounds like a pretty demanding course, so it might be difficult to work at the same time, but if you can afford it and feel up to it, good for you.don't don't worry about your age, though. I go to school with people in their forties. You're smart to keep your job for now while you find out for sure, but like I said, it can be really tough, but probably worth it.

Answer 4

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