If you received a call saying you owe a bogus debt, yet they know the last 4 digits of your SSN?What do you do

Answer 1

Well, if you know it is a bogus debt, then ask them the number you can contact the bussiness with so you can consult your lawyer, (regardless of whether you have one or not..) and then I would call an Identity Theft company , you can find any on the internet, just make sure they are legit. You don't want to just hang up on these people and keep them informed of your personal numbers and information. If they have your SSN, they are either scammers, or more than likely you may have icurred this from someone stealing you credit cards and pretending to be you with your info. Either way, you must get to the bottom of it, or you could spend many years trying to exsponge something like this from your credit history. Good luck, and act fast.

Answer 2

I suspect this heresy arose between the end of the 19th and the beginning of the 20th century. The reason it's a heresy is simple. God's word tells us that we are all sinners, and because we are all sinners, we all die. Sin results in death. But the expression "the wages of sin is death" in no way shape or form suggests that our death means we have paid the price of our own sin! Death is what we deserve. Death is the default setting for every single human since Adam and Eve. Death is the just punishment we deserve because we are all sinners. Death is the wage we get, our just reward. But that does not mean we have paid the debt! The debt from sin can only be paid through the shed blood of Christ Jesus. That's why Romans 6:23 says that although the wages of sin is death, God's gift to sinners "is eternal life in Christ Jesus, our Lord." It's a gift! We can't earn it, we don't deserve it and there is no way we can pay for it. And like all good gifts, it's free and does not come with any strings or conditions attached. All we have to do is admit before God that we are sinners, repent and accept what Christ Jesus did for us at Calvary. Of course, the believer will still die, physically. But it is not the physical death of the believer that wipes out the debt of sin. It is the death of Christ Jesus that accomplishes that. And although the gift God offers is free, never forget that Jesus paid a terrible price to secure it. It is also worth noting that Jesus said those persons who do not believe that Jesus is the I AM, will die in their sins (John 8:24). Only the Son can set us free from our slavery to sin, and only the Son could pay the price, the debt, of our sins. To conclude, read Hebrews 9:27-28: "Just as man is destined to die once, and after that to face judgment, so Christ was sacrificed once to take away the sins of many people; and he will appear a second time, not to bear sin, but to bring salvation to those who are waiting for him."

Answer 3

I'd ask for a name, a callback number, and the name and address of their company. Then I'd hang up, Google the company name, and call their main number. Ask if that person really works there.

The last four of your social are SO easy to find. They're all over the place on documents - people are in the habit of using the last four to identify people, without revealing the full number; but that can also be used by thieves.

Answer 4

Whatever you do, do not give them personal information over the phone. Ask them for all of their contact information. Get a copy of your credit report (by law you get one copy per year) and check your credit history. If there is something on there and you have no idea what it is, you can call the credit agency and challenge it. The creditor has a period of time to provide proof the charge is legit or the charge is removed.

To protect yourself in the future, go to Staples and buy a shredder. Shred all that junk mail, credit offers and any other mail that has sensitive information on it. This will not stop identity theft but it will limit it.

Answer 5

First, ask them to verify that debt by sending you a mail confirming the debt. Additionally, they must give you their name and a number where to reach them when you receive the mailing.

If, at that point, they don't balk and hang the telephone up, then you may have a legit debt that got lost somewhere over the years, however, it's not likely.

If they threaten, harass, or attempt to bully you, ask them for their contact information and notify your state attorney general at their consumer hotline number or website. This type of stuff happens.

Good luck, hope this helps.

Answer 6

It' still a scam. Knowing the last four digits, shows that someone has given out that information. Try and remember who you gave that info to recently. If you can remember, contact the company and complain.

Answer 7

Hang up the phone!

Answer 8

Hang up on them. Say nothing.