My cat has gone crazy lately .. always jumping on my shoulder when I walk in the door ... this latest time, he jumped me from behind, causing me to lose my balance and fall to the ground.
What if I say something else happened ... will my homeowners policy cover it?
They cover dog bites, right? So why not cat attacks?
2007-01-29 03:38:41 · 16 answers · asked by Reserved 6 in Business & Finance ➔ Personal Finance
unless its a tiger
2007-01-29 12:11:34 · answer #1 · answered by luckychina 2 · 0⤊ 0⤋
They conceal canine bits or cat assaults to those who are not residing on your place, and are not the named insured on the coverage. They conceal those decrease than criminal accountability section, meaning, you'll be SUED for the wear and tear led to by potential of your animal. lots of the time, you'll be able to desire to place your animal to SLEEP. additionally, you may no longer SUE your self, subsequently, you may no longer assemble decrease than a liabiltiy element. Sorry, this is purely the way it somewhat works. criminal accountability on no account will pay the insured - in basic terms the third social gathering.
2016-12-16 16:13:34 · answer #2 · answered by kemmer 4 · 0⤊ 0⤋
They probably won't cover it since it happened to someone residing at the property (otherwise, all accidents in the home would be covered).
If you call the company to find out, DON'T OPEN A CLAIM -- it'll count against you even if the answer is "no". If you have an independent agent, ask them.
-- Licensed agent, in the U.S.
2007-01-29 03:47:48 · answer #3 · answered by xwdguy 6 · 0⤊ 1⤋
The same thing happened to me, but with my ferret--I'm an elderly man, and Jimbo--my Ferret--was quite frisky at the time, things got out of hand--and before you knew it, I woke up in Thailand missing a kidney. Anyways, Homeowners covered it, so I hope they will for you too!
2007-01-29 03:44:29 · answer #4 · answered by Joe K 2 · 0⤊ 1⤋
nope it would cover a visitor in this situation but not you as homeowner
and nice of you to post on the web before filing a false claim insurance investigators love this sort of thing ( " what if i say something else happened "- you go to jail - lol )
2007-01-29 03:42:53 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I think the bigger issue is why you still have this crazy cat!?!
I don't believe insurance fraud is the answer. Get rid of the cat.
2007-01-29 03:44:22 · answer #6 · answered by elby 2 · 0⤊ 0⤋
Let me get this straight...you want someone here to advise you to commit fraud. If they do this, they will technically libel themselves to accessory charges. Use your health insurance; don't commit insurance fraud; it's a felony. And don't try to get those on this forum to be complicit in your crime.
2007-01-29 23:52:38 · answer #7 · answered by mr.threethirtyfive 4 · 0⤊ 0⤋
what is this like a jungle cat? how does like a 10 lb cat knock somebody over?
2007-01-29 03:43:19 · answer #8 · answered by Tacyella 4 · 2⤊ 0⤋
I doubt it, but you know what, you could ask them. If you tell them you lost your balance and fell. What's the worse that can happen? They'll say no and you'll be no worse off.
2007-01-29 03:53:55 · answer #9 · answered by gerrifriend 6 · 0⤊ 0⤋
Call your agent and explain what happened...then go to the pet store to find something to calm your cat down.
2007-01-29 03:47:21 · answer #10 · answered by Anonymous · 0⤊ 1⤋
if you claim a cat attack then they will prob make you put the cat down.
2007-01-29 03:42:18 · answer #11 · answered by therernonameleft 4 · 0⤊ 0⤋