Deadline for cashing a personal check?

Question

i wrote a check dated Dec. 1st, 2006 to a school. it still has not been cashed. is there a specific # of days the school has to cash the check?? it has been almost 2 months and the check has not been cashed. is it too late for them to cash the check??? help me...

Answer 1

gIRL I WRITE CHECKS FOR MY KIDS FUNCTIONS AT SCHOOL ALL THE TIME AND YEAH THEY HOLD IT FOREVER SO THE MOST THEY HELD MY CHECK WAS LIKE 5 MONTHS I JUST JEPT DEDUCTING IT FROM MY CHECKING ACCOUNT I ASKED MY BANK ABOUT THATAND THEY SAID AS LONG AS THEY HAVE THE CHECK THEY CAN CASH IT WHEN THEY WANT TO NO DEADLINE BUT THEY SAID YOU CAN GO TO YOUR LOCAL KINKOS OR OFFICE MAXAND GET A STAMP MADE THAT SAYS VOID AFTER 30 DAYS TO STAMP RIGHT ON YOUR CHECK AND IF THEY DONT CASH OT BEFORE THE 30 DAYS THEN THEY ARE SOL

Answer 2

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Answer 3

There is NO deadline for cashing personal checks. I used to work at a bank (Wells Fargo) and customers got messed up by businesses or other entities holding checks and then cashing them months later.

One guy had 12 of his mortgage checks go through at the same time, over a year later when they sold his mortgage to another company. He spent the money and his house ended up getting foreclosed.

Answer 4

The only thing I can think of is maybe the check got lost. Have you called the school to ask them if it was received? If not, you can put a stop on that check with your bank and send another one or make arrangements for a wire transfer.

Answer 5

A personal check is considered stale dated after 6 months. That's not a guarantee that it won't pass through the check clearing process after 6 months. I'd contact the school to make sure they received your check.

Answer 6

It ddepends upon the laws in the state in which the check was written. In Colorado, for example, any check not cashed after six months is declared void.
It might be worth your while to put a trace on it.

Answer 7

not really i know people that have cashed checks 2 years later, the thing is business checks normally say not valid after 180 days..personal checks do not...

Answer 8

A check goes "stale" after 6 months, if their bank is paying attention.

Answer 9

1 year - call them and ask them why it hasnt been cashed yat and let them know they are messing up your statements.

Answer 10

90 days only. ask any bank.