how can i keep from being responcable for my wifes dept. like credit cards, and stuff like that, i would never share a card with her, is this wrong. i dont want to be responcable for any thing but my own bills, and the things i decide to buy on my own.
2007-01-27 19:48:28 · 22 answers · asked by devil weed 1 in Politics & Government ➔ Law & Ethics
If she is being irresponsible then take the cards off her and have a personal bank account of your own. You may be able to transfer your assets into an express trust to stop anyone claiming it against her debts.
The latter is an extreme measure because it means that you legally no longer have legal claim to the property. It will no longer belong to you.
It sounds as though she is being selfish and assumes you will automatically help her out if things get bad. You must make it clear that you are not prepared to do this and to have a bit of respect.
2007-01-27 22:40:49 · answer #1 · answered by LYN W 5 · 0⤊ 0⤋
This is very tricky. Being part of a partnership does mean sharing and supporting each other but on the other hand it is irritating if you are working hard to earn enough money for a comfortable life and keep discovering that somebody has bought things you didn't particularly want and is expecting you to pay for them.
I think the best long term solution to it is discuss it with your wife. When you are feeling calm and relaxed suggest to her that you work together on planning a budget to ensure that all the household expenses are met and agree and acceptable level of "individual" spending. You don't explain much about your financial situation, if your wife is earning her own money or at home with children and if her spending is unreasonable or not. If she is currently working in the home to rear children and you are the only wage earning you do have a duty to support her as you wouldn't be able to work if she wasn't doing that. She should have her own money to spend, but she needs to take a responsible attitude to spending. If you both work then perhaps the best plan it to have a personal bank account each and a joint account for joint expenses. Each of you should put an agreed amount in the joint account and not spend money out of it without consulting the other. Your personal accounts can then be your own. Each of you has to be responsible for spending within your budget.
I'll be honest it sounds from your question like you have bigger problems in this relationship than finance but if you manage to deal with this one you might go some way to resolving some of the others.
2007-01-27 20:10:45 · answer #2 · answered by gerrifriend 6 · 0⤊ 0⤋
Sounds like your on the road to getting divorced. If she's live with you for over 6months, her debts are your debts, and visa vesa. It called shared responsibility, You don't say if you have children, if you have forget it, you'll be taken to the cleaners. If there's just the two of you, then its 50/50 when you split.
You can have separate bank accounts, this is easy to arrange at you local bank, credit cards are a bit more difficult, should she run up debts, then you are just as responsible for them as a married couple, I'd cut them up and do without them, tell her your doing this as the amounts are getting out of hand.
2007-01-27 21:07:33 · answer #3 · answered by Anonymous · 0⤊ 0⤋
well it's too late for that guy, the minute you married her assuming it was a legal marriage and you're not living common law your wife and yourself share half of the debt and half of the assets. If you love your wife then why does it matter whos debt it is, for better or worse right. If you own a house and its in your name then you could transfer the title to a family member. Aside from that all debts incurred prior to marriage are her or yours and any incurred after you were married are shared debts.
2007-01-27 19:54:03 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Then you really shouldn't have got married. Ever. Truly she must bless the day she married a gent such as yourself. And next time run the spell check, it will prevent you from looking like an idiot. Unfortunately you will still be visible as a selfish git.
2007-01-28 09:47:59 · answer #5 · answered by tara_365 3 · 0⤊ 0⤋
Keep your credit cards well hidden.
Open up your own secret bank account and stick your money all in there.
If she is overspending on crap then tell her firmly to stop.
Put your house up for sale and disappear once it is sold..tada you old cow go and ruin someone elses financial affairs!
2007-01-27 20:10:20 · answer #6 · answered by Anonymous · 0⤊ 0⤋
There is no trust there at all , if your wife is not a responsible person,get some professional advice or you could find yourself without a roof over your head
2007-01-27 23:12:55 · answer #7 · answered by Mick 4 · 0⤊ 0⤋
Wow, your poor wife, does she know what a selfish man she married ? Its supposed to be a partnership not a 5 your old 'mine' fest. If her spending worries you, TALK to her. I suggest you also ask her to put a dictionary on her credit card for you.
2007-01-28 05:51:55 · answer #8 · answered by sally s 2 · 0⤊ 1⤋
50/50
2007-01-27 20:10:08 · answer #9 · answered by tink 4 · 0⤊ 0⤋
get a mate to set up a bank account for you, then tell the company that you work for to put your wages into that account. i myself get my wages paid into my fiancee's account so i guess it is legal to use another account other than your spouses or your own. as for your property you would have to pick through reciepts to see whats hers and yours, but i think you'll find shes bought most of the household goods. tv stereo ect. but can money and things replace a cuddle in the morning?
2007-01-27 20:05:43 · answer #10 · answered by Anonymous · 0⤊ 1⤋