How can I stop my father from using my debit card?

Question

When I opened my checking account I also gave my mother a debit card to acess my account. I did this because I know she's in debt and so instead of her having to call me all the time and borrow cash, she can use it whenever as long as she tells me first. My parents are seperated however they're still living together. I am saving for a car, so my father drives me to work. I appreciate him doing this, however I recently found out my mother gave him, her debit card to get gas. There was no money in my account and so I recieved an overdraft fee. I didn't sweat it because I know I would be responsible for gas if I had my own car. However recently he's been using it for his expenses like credit reports and parking. I've recieved two overdrafts since then. When I tell him this he complains because he owes the IRS and so he doesn't have any money. When I go out my bf pays for everthing and although he says he doesn't mind I want to have my own money. Any ideas on how to tell him to lay off?

Answer 1

Cancel your debit card and get a new one with a different account number.
Problem solved.

Answer 2

It does not seem like he would listen if you tried to talk to him. I would go to the bank and close that account and open another or tell the bank your card was stolen ( in a way it has been as it is being used without your permission) and they will give you a new card with a new account number. I would not give my mother or father a card as your mother gave it to him in the first place. Mother and Father should show you more respect and take into consideration all the money they are costing you in the money they take from your account and the overdrafts. If they ask any question about the account just tell them it was closed due to so many overdrafts. They do not have to know whether it was closed by the bank or yourself. Good Luck

Answer 3

You can tell the bank that your pin number was compromised and that unauthorized charges were put on your card and you want a new card. Then don't give your parents a card. If you want them to have access to some money but not full access to your account you can open a separate account with both your name and your mom's name and then put a set amount of money in it each month and no more, when they run out, then oh well. Also, you should tell your mom you are giving HER the card, not your dad and if she gives him the new card, you will stop helping her out. Your dad is ruining your credit and costing you money and he doesn't care about that. So you have to protect your financial well being from them and not let them ruin your credit the way they ruined theirs.

Answer 4

Yes first of all you need to go to bank and have your credit changed so that he & she does not have any more access to your account with out your approval I'm sorry you trusted your mother and she over step her bondaries by allowing your dad to access you card with out permission so she no longer should have that privillage dad never had it and I understand why now because he has no respect for you and personnel accountsor you as a man you tried to help it failed so cut your loses and in the future if they need any help let them come to you and asks like anybody else would have to take back control of your finances you,ve done nothing wrong your kindness was taken as a weakness but you no longer have to put up with that!!!be a Man and that how you stop your dad easy Right Yes it is just do what I said ......now go on get to the bank pick up the phone call your creditors what! you waiting for go ahead ''''' _o>_ bye -bye

Answer 5

Sorry, you screwed up big time giving anyone your debit card, now you are literally paying in overdraft fees.
Contact the bank today and shut down that card.
Have a new one issued and NEVER give it to anyone again . Deal with the hassle of giving them cash when they ask , he will never "lay off" .
Thank the deities you learned this lesson with small losses, some loose thousands before they get a clue.

Answer 6

Cancel the card and get a new one. You might want to get an overdraft account so you don't have to pay fees—but you might not need that if you have the only active card.

Answer 7

Simple... close that account and do not let anyone have debit cards... too tempting for others and then family trouble. Explain that overdrafts are extravagant waste of hard earned money this system is not working . Must use scheduled cash only.

Answer 8

First off, close the account, or freeze your mothers card. Only give her the money when she calls and asks for money. That's about the only thing you can do. You might want to close the account completely and reopen a new one.

Answer 9

Go to your bank have all your debit cards canceled. Now find a bank that has Visa buxx. Normally, it is for teens but they might be able to issue it for your parents This way you can put a certain amount of money and set up for automatic loading-like when you get paid. Get one for your dad and one for your mom. Get yourself a normal debit card.

Answer 10

I would start by calling his employer and asking to speak to him. They may simply say ,"he doesn't work here anymore." They might put your call through to him if he does. At least you would have a beginning. Go back to the "child support people" with the information you have. If they do not help you can try legal aide. Depending on your state, there are agencies to help collect child support and even revoke his drivers license. Search the Internet for help available in your state. Keep fighting. Good luck.