When should a person file for disability if he is missing too many days from work due to illness.?

Question

I have short term and long term disability insurance at work. I have also used up fmla and went on supplemental medical leave. I have since gone back to work and accumulated additional fmla, but still my attendance is not what it should be. my question is, instead of geting fired for poor attendance and losing my insurance, and job, when should i file for disability insurance which i have been paying for for sixteen years. It would be less than my earned income but would be better than nothing and no other employer would pay what i could draw on disability.

Answer 1

do it now, get your life together so you can go back to work

Answer 2

get a letter from your doctor. he'll give you one if he believes you should go on disability.