are highley quailfied for a job but are turned away because of there credit Its not right. how are people going to pay off there credit and bills with no job? by emplyers doing this the unemployment rate will go up and the welfare rate will go up meaning state taxes will go up. This country is needs to get it together
2007-01-26 14:02:33 · 10 answers · asked by ? 4 in Business & Finance ➔ Careers & Employment
Generally it's not a question of integrity. It's one of reliability. Imagine you have two people and both are equally qualified. But A. owes $10k in debt and B. doesn't.
A is less likely to be distracted by debt and/or have other complications that might get in the way of the job.
A is less likely to take off for another job just because it pays better.
I'm not saying it can't be discriminatory but if one must use an indicator better this than where you live, gender, etc... Credit scores do not (cannot legally) use those things so they are objective at least.
2007-01-26 14:15:08 · answer #1 · answered by Anthony K. 2 · 0⤊ 0⤋
I have to agree. I think credit checks should be against the law when applying for a job. You never know what situation someone might have been in which caused them financial difficulties. I don't believe it's reflective of how hard someone will be willing to work for you. The criminal check yes but credit....it's not relevant for most positions.
2007-01-26 14:13:02 · answer #2 · answered by LuvMyGirls 5 · 0⤊ 0⤋
Empoyers are not aalowed to check credit for job employment,that is personel information and in most cases has nothing to do with job performance. However if you give up your right to privacy by filling in the info you have given consent and thereby waved your rights. If you think it is unfair and want to persue the matter contact your state attorny general.
2007-01-26 14:16:26 · answer #3 · answered by meander 3 · 0⤊ 0⤋
the reason the employer is doing a credit check is for security reasons if for instance you have hot checks and are in need of money they dont want to hire you because you may steal down the road to pay your bills
2007-01-26 14:14:39 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I agree with you. My wife does interviews people all the time and that is never a question that she asks. My wifes company is really cool and is a BBB member offers great benefits. Never has discriminated with backgrounds or credit checks.
2007-01-26 15:57:53 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I think it is an invasion of privacy myself, regardless of your financial situation, even folks with NO credit are turned away from WORKING ?
that is our country for you, think the Iraq folks have more freedom now than americans do.......
2007-01-26 14:11:51 · answer #6 · answered by debi_0712 5 · 2⤊ 0⤋
Because people who have bad credit, have broken contracts and promises to pay debt. An employer wants someone who is honest, and will honor their committment. They are trying to run a business and want good employees.
Bad credit does not just happen to people. They have to do something to "earn" it.
2007-01-26 14:09:02 · answer #7 · answered by chris 5 · 1⤊ 2⤋
Depends on the job - I, for example, would throw you out for not knowing it's "cinnamOn," noy "cinammin" - I despise people who speak only one laqnguage and even that they doo poorly & can't write properly. People with lousy financial situation are susceptible to bribe & potentially unreliable; also, probably irresponsible.
2007-01-26 14:09:14 · answer #8 · answered by Anonymous · 1⤊ 3⤋
In your case,you should be glad employers don't do a spelling check.
2007-01-26 14:11:38 · answer #9 · answered by Anonymous · 2⤊ 2⤋
Your entire history is of interest to employers.
If you were hiring someone you would be interested in their character.
2007-01-26 14:07:06 · answer #10 · answered by Anonymous · 1⤊ 2⤋