well last night I found out that my husband who left me ... used money from MY personal bank account to add minutes to a "secret" cell phone he had... so it was my personal account... he wasnt on it and he didnt work the whole time we were together... I worked hard for my money...2 jobs n all... Well I guess my question is was it wrong of me to let my bank take out fradulent charges on him?
2007-01-26 13:56:18 · 30 answers · asked by Anonymous in Family & Relationships ➔ Marriage & Divorce
ok guys I forgot to mention that he is denying the entire thing and says there is nothing that I can do about it and laughs at me... it makes me even more pissed
2007-01-26 14:09:38 · update #1
OK THE FRAUD ANALYST AT THE BANK SAID THAT HE HAD NO RIGHTS TO MY ACCOUNT MARRIED OR NOT!!! FOR ALL OF YOU WHO KEEPS SAYING THAT WHATS MINE IS HIS....
2007-01-26 14:20:15 · update #2
OH AND BY THE WAY I AM N E V E R GETTIN MARRIED AGAIN.
2007-01-26 14:22:03 · update #3
Well he is your husband and whats his is yours and whats yours is his.I don't think you could do anything about it unless you were divorced and that happened.Sorry just my opinion.Good Luck
2007-01-26 14:00:51 · answer #1 · answered by sparky75us 3 · 0⤊ 5⤋
Your personal bank account is yours and yours alone, married or not. It's illegal for someone to take money out of an account that is not theirs. Since this was an unauthorized withdrawal, by law, the bank has to refund your money, then they have to send the draft back to the cell phone company marked as an unauthorized withdrawal, therefore the cell phone company will take back your husbands minutes on his phone. I wouldn't think the BANK could file fraudulent charges against him, his cell phone company should be the ones to do that. He's a thief, nothing more. Depending on the amount of the withdrawal, if the law allows charges to be pressed......I would do just that. I have a feeling you'll be the one smiling by the time it's all said and done with.
2007-01-26 22:37:05 · answer #2 · answered by ksgirl 3 · 1⤊ 0⤋
No! I had a guy do that to me and I let it go the first time. He ended up stealing about $1200 from me because he thought I'd let it slide. Go to your bank and then go to the cops. Let him get a damn job so he can pay for his secret cellphone with his own money.
*Just in response to some other answers. No, he can't use it even if he is legally your husband. There's a name on the account for a reason. If you can prove you two are seperated, then it's stealing. He left you. That means he left your money too. You're not being petty. You're taking back what's yours. You don't owe him jack.
2007-01-26 22:01:45 · answer #3 · answered by Anonymous · 1⤊ 0⤋
No, you are absolutely in the right. Even if you were still together and found out he was accessing your personal account (if his name was not on it) you are within your rights to press charges. If they will press charges now, then let them. They will go after him with all guns blazing because fraud is such a big thing to banks!
I hope he gets in a lot of trouble for it.
Bottom line: anyone no matter who they are is not allowed to access your money if they are not listed on the account. This is for your protection and thiers (so they don't get sued by authorizing revengeful spouses) and if you ever do someone a favor by acessing their account for them and paying a bill, get it in writing, because People's Court loves people that don't!
2007-01-26 22:00:27 · answer #4 · answered by kswildangel 2 · 2⤊ 0⤋
Sorry but if you were still married when he did it, there is not a thing you can do. A married couple owns everything jointly, even if it's in your name alone. Any good private investigator will say the same thing, that's why people getting a divorce clean out bank accounts and hide the money in off shore accounts until after the divorce etc etc. Sorry this happened to you. You'll know better next time, if there IS a next time. if you still have anything of his and the divorce hasn't been filed yet, go ahead and sell it and hide the money, just make sure you tell the judge you lost it all in a crap game or betting on horses.
2007-01-26 22:16:11 · answer #5 · answered by SGT. D 6 · 0⤊ 4⤋
Ahhh! I just answered your other question and asked in my response exactly how hubby had maxed out your account (forging your signature on a check, using your debit card without permission, etc).
The bank is right. Married or not, if his name is not on the account, he has no legal right to access funds from it.
That’s not to say that when you divorce, the court won’t determine it to be martial funds and divide it accordingly, but that’s done by court order. He can’t just take the funds.
No, it’s not wrong of you to let the bank follow their process in trying to resolve this. BUT…can it be proven that it was HIM that did it? Regardless, they may be able to recover some of the funds.
2007-01-26 22:56:47 · answer #6 · answered by kp 7 · 0⤊ 1⤋
if hes laffing at you then you should take him to court and not let him get away with it but make sure you put a good case togher first all the leagle things looked into first that gives you a better chance of winning and bring hes smart *** down for making fun at you and useing you so yess i say go for it at least he will sweat it out .
2007-01-26 22:24:29 · answer #7 · answered by ? 2 · 0⤊ 0⤋
It depends on you. Are you trying to get even with him or do you want to cut the strings? I would just let it go, but if it were to happen again, I would do something about it. In the meantime, you may want to change your account number so that he has no access to it.
2007-01-26 22:01:05 · answer #8 · answered by Jerry S 2 · 0⤊ 0⤋
yes you should press charges and no you weren't wrong.
he played , now he's gonna pay.
i think you should see if there are any other ways you can get the @sshole into trouble.
maybe even look into the ho he is messin around with(you know thats what he was usin the secret phone for) and cause her some grief too.
2007-01-26 22:04:29 · answer #9 · answered by angel1 5 · 2⤊ 0⤋
press charges and get out of the marriage and move on u dont need a husband like that at all and what so ever
2007-01-26 22:23:49 · answer #10 · answered by ? 3 · 1⤊ 0⤋
I'm with everybody I gave thumb up. Press charges and give him a lesson.
2007-01-26 22:14:08 · answer #11 · answered by Speck Schnuck 5 · 0⤊ 0⤋