Do insurance companies cover busted pipes from freezing?

Answer 1

I had a pipe go on me once and ended up with a flooded
basement.My homeowners policy covered the clean-up
and repair.Check your policy or call your agent.
Good Luck.

Answer 2

this relies upon at this style of coverage you have and what triggered the pipe to burst. basically approximately all homestead proprietor's policies won't cover harm from water except the reason being stunning and unintended, or enters the condominium from a niche interior the residing that became as quickly as led to by skill of an insured peril (i.E. Tree branch falls by skill of skill of roof for the size of a rain/wind hurricane. So if the pipe bursts because of the fact that the that's rusted, this will not be coated on the grounds that the wear and tear did ensue today whether occured over the years. additionally be conscious that some policies do no longer cover for water hammer, so make certain your insurance if we suspect this could were the reason (see link for definition of water hammer). an further subject spectacular now of the 12 months is pipes freezing. you're required to confirm (the two in my opinion or via a in a position guy or woman) that the heating is being maintained via the organic heating season on your subject, even nevertheless you're away on holiday. If the pipe that burst did so because of the fact it iced up, and that's placed in a community of the place of abode that's in many situations unheated (i.E. Unfinished attic), then the wear and tear is probable no longer coated.

Answer 3

they dont cover the cost of the pipes but,they cover the damage caused by the frozen pipes

Answer 4

If it is in your policy. They sometimes won't cover this for an empty house though. Check your policy's fine print.

Answer 5

Best think to do is call you local agent and he will tell you