then why do they control the insurance for floods? And why do we tax payers fund the 'disaster preparedness' projects and the 'army corps of engineers'? Seems like once you have to actually take responsibiliity, no one thinks the government should get involved...
2007-01-26
07:56:09
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17 answers
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asked by
hichefheidi
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in
Politics & Government
➔ Politics
flood insurance can only be purchased through the federal government
2007-01-26
08:08:14 ·
update #1
many businesse remain closed, and service is limited due to lack of people to fill those jobs. Only half have come back. Did you ask any questions when you were there RLP? Or did you just look down your nose at the situation and deem it to 'look fine'?
2007-01-26
08:11:16 ·
update #2
Interesting question. The problem is, was it a flood or a wind event? A flood in the traditional sense is caused by too much water in a waterway.
If it's the latter, there is no Federal wind program. That would fall back on the insurance industry.
The problem is the Army Corps of Engineers wanted to improve the levee, and the local governement, including the then Mayor of Slidell (across Lake Ponchartrain) voted against doing so.
The point of Federal Insurance programs is to insure against financial loss from perils, such as flood, that are considered uninsurable, from an insurance company perspective.
2007-01-26 08:01:50
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answer #1
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answered by MoltarRocks 7
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the biggest unmarried disaster in American heritage? no longer even close. at the same time as the typhoon hit Galveston,Texas in 1900, the human beings affected did their own rebuilding and went on with their lives as maximum acceptable they could. at the same time as the earthquakes in San Francisco befell in 1906 and 1989, similar component. we've got a typhoon in a city, already plagued with too many on properly fare roles and too intense against the law cost, and we ought to pay their lease,provide them an income,relocate them and rebuild their city as well. the position's the common sense in that? What we ought to continuously have executed is, have the military Corps of Engineers come into the city and start up dredging the Mississippi river and pump the silt from the river bottom into the area surrounded by technique of the levies (an already made container), till the levies were finished of airborne dirt and mud and above sea aspect. Then rebuild the city with investor money, no longer taxpayer money. each and every of the surveyors artwork is already executed, it"s merely 20 ft larger. the topic matters with the levies is solved continuously, the typhoon probability is now no worse than the different gulf coast city and the human beings can bypass decrease back on the properly fare rolls. what percentage billion money might want to this cost? far decrease than we are probable to spend the way we are going now. If I were an investor i might want to be extra probable to make investments in a city 20 ft larger than because it become.
2016-12-03 02:16:34
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answer #2
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answered by marconi 4
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The government is responsible for paying out the insurance, as is agreed upon when flood insurance is purchased. Private companies won't issue flood insurance, as it is usually too expensive for them to cover if a major catastrophe occurs. As for "responsibility"? What about the home owner's responsibility? Personally, I wouldn't want the government to contract the rebuilding of my home for fear that the work would go to the lowest bidder, not the company that would do the best job.
2007-01-26 08:28:37
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answer #3
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answered by Amer-I-Can 4
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Flood insurance is controlled by the government because civilian insurers won't provide the coverage. We pay for disaster preparedness because it is vital for local governments to provide emergency services and such. Ten Billion dollars is earmarked for the flood areas in N.O. and along the Gulf Coast. The army corp of engineers has nothing to do with disaster response. They build dams, levees, bridges and other engineering projects. By the way, over the years, many tens of millions of dollars was provided to N.O. to maintain the levee system ther, but, much of that money was skimmed off by the local and state governments.
2007-01-26 08:07:25
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answer #4
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answered by ? 2
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New Orleans is the cradle of rock, and all the best parts of
American culture, from jazz to gumbo to Tennessee Williams.
The US Army Corps of Engineers dropped the ball on this one,
and the Bush administration compounded the error by doing
its deer-caught-in-headlights routine when the waters started
pouring in. If the U.S. can throw billions down the drain in
Baghdad, it can certainly afford to rebuild New Orleans!
2007-01-26 08:05:06
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answer #5
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answered by bunuel 1
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The business district and downtown are fine.
If houses need to be rebuilt then those people should have had insurance.
They knew there was a high probability of something happening eventually. They played the odds and lost if they did not get insurance. Are YOU insured? If your house blows down should the Government rebuild it?
2007-01-26 08:05:13
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answer #6
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answered by Anonymous
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FEMA is very much involved but the American taxpayers don't want to pay for rebuilding a town. That would fall to the owners of the property and their insurance companies.
2007-01-26 08:03:33
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answer #7
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answered by kate 7
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Just have to laugh at the "Dump New Orleans" crowd. New Orleans happens to be one of the few historical/cultural treasures the U.S. has.
Vegas and Disneyland don't count.
So what's these people's response?.......turn it into a swamp or build malls at a higher level.
Sometimes it's just embarrassing to be an American.
2007-01-26 08:11:16
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answer #8
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answered by Anonymous
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Too bad New Orleans didnt sink. George Bush didnt hit New Orleans and "raysiss" didnt hit New Orleans, a hurricane did.
2007-01-26 08:01:38
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answer #9
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answered by Anonymous
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I'm not an engineer but it seems to me that building below sea level is just inviting disaster. Katrina proved that in spades. That coward Nagin ran to Texas to stay in another home of his while the citizens were left to fend for themselves. Why he got re-elected is beyond me.
2007-01-26 08:03:47
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answer #10
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answered by Anonymous
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