i need help with my life?

Question

im 21 years old and have been working FACTORY since 18 after highschool. i chose to take a year off and relax and work and then go to college in the fall. that never happened. anyways im 21 now and ive applied every place i can think of meaning manufacturing wise and temp services in the area. im in debt of about $3000 and i just want to pay it all off and FINALLY GO TO SCHOOL AND EARN A DEGREE SO I CAN COME BACK AND DONT HAVE TO WORK SO HARD AND HURT MY BACK EVERY NIGHT FOR THE PAST YEARS. PLEASE I DONT KNOW WHAT TO DO. FRIENDS CANT DEPEND ON ANYMORE THESE DAYS. I'VE ALWAYS FELT LIKE IM IN THIS DEEP BLACK WHOLE AND IM SUCKING EVERYTHING INTO IT AND WELL I JUST WANT TO SUPPORT MY PARENTS AND FAMILY BECAUSE THEY HAVE BEEN SUPPORTING ME AND I STILL LIVE WITH MY PARENTS AND I FEEL ASHAMED OF MYSELF.. PLEASE PPL I NEED YOUR HELP AND I NEED ANSWERS...

Answer 1

Well - how about this - it worked for me. Apply to a local community college - they're pretty non-selective about who they let in, so you don't need great high school transcripts. While you're getting your two-year Associates degree in Whatever (and I do mean Whatever - it really doesn't matter), you can work a night job delivering pizza, and pay down your debt. Show up to class and do your homework, and you'll be amazed how even non-Einsteins can score a high GPA.

Take that high GPA and shiny Associates degree in Whatever, and apply to a major, 4-year University. I promise that as long as you aren't trying to get into Harvard, your degree and GPA will be all they look at - heck, they never even asked for my high school transcripts by that point. You'll even get to transfer a bunch of those community college credits to your University degree program. Pick a decent major - keeping in mind that Universities prepare you for LIFE and not a career - and apply the same formula as before. Job, class, homework. Voila - remove the lid in two years and you'll have a nice Bachelor's degree.

You'll also probably have some student loan debt - but that feels a lot less dirty than wasteful credit card debt, and depending on how hard you were willing to work during school, you can really limit the amount you owe at the end. Best part? You can stop whining about how much your life sucks, and actually have some personal pride in taking an active role in making your life better.

Answer 2

First of all take a deep breath and quit being so hard on yourself. I would look into a student loan or even certain grant money in your area. This may require you to move out of your parents home or they may possibly count their income as yours, i'm not sure. Make out a sheet of your goals, where you want to go to school and what you want to accomplish. This way you have a plan instead of just jumping in head first. I think you might be good at a technical institute like MIT or ITC. There are also so many classes you can take on the internet that would help if you still have to work part time and all. Get a counselor to help you plan out your classes and they will usually help you get lined up with finacial aide and loans. This is a great time in your life for change and starting fresh . Then one day when you are ready for a family you wont be breaking your back in a factory just to pay for your daughters braces...wait that is my life :O) :O)

Answer 3

3k is not alot of debt so don't beat yourself up to bad. Why don't you consolidate your debts inot one small monthly payment. You do not have to work in a factory killing yourself even if you don't have a lot of skills you can get a job as a clerk or something in an office running errands, clerical where you file all day - try law firms they are always looking for clerks -go to a good temp agency not one that only specializes in factory work. You also can take classes on line fulltime and get financial aid and pell grants which come in handy. you could actually pay off 75% of your 3000 debt with one Pell Grant check they are usually around $2100 (you usually get 2 a year). Don't feel ashamed, just find a job for during the day take classes on line at a accredited school like U of Phoenix and consolidate your debt and hopefully you can dedicate yourself to getting your degree and gain good work experience. Never give in to despair. Good luck

Answer 4

so apply to a college. whats the big deal. If you don't apply you can't get in. Apply for financial aid.

If you have debt then i'd suggest you get a part time or weekend job. If you are going to be going to school, then you won't have income coming in, so there is no way to either move out of your parents house or support anyone.

Not sure why you can't figure out what to do. Cut out your expenses, pay off the debt, apply to school, and attend school. Get a part time job, maybe even at the school, to have some money coming in and apply for financial assistance.

Answer 5

Use student loans, pay off your debt with the loans and leave some for living expenses and go to school full time and get a degree I am 22 years old without a four year degree but work a corporate job in sales and am now making 6 figures, you can do it. Good luck to ya man

Answer 6

It is not easy to get out of debt working in a factory, but have you ever thought of running a home based business along side what you currently do. There is one endorsed by the billionaire Donald Trump for its ethics, honesty and integrity. It would mean working part time, but has the potential for really substantial income if you follow the recommended system that the company provides.
Take a look at this web site www.iolair.acnrep.com where you will get an overview of the opportunity, what I can guarantee that anybody who gets involved with this will get all the help that they require to be successful.

Answer 7

I am going to give you a reccommendation and that is all this is. It might help you. Many people who I work with were in similiar or worse situations and are now 6 figure income earners, in our company. Why not consider being an independent associate and working for yourself. You can decide your income, then start getting out of debt, then move on with your dreams. This will help you every step of the way, so it is something to consider. If you want ifnormation, pelase let me know. It is just one of the many options you might have to get out!

Answer 8

Most colleges can help you get financial aid. Or you can work and go to school at night or on week-ends. You can even take courses online. Look for a different job. Register at jobs.com and see what you can find.

Answer 9

Go talk to a financial advisor. My and my husband thought that we could not afford to send him to school. But after visiting the comm. collage campus and talking to an advisor we realized that there is alot of money out there for low income people.