workers comp, benefits, etc for a 1099?

Question

If a company has 1099 contractors working for them, does the company have to have liability insurance for these contractors, workers comp, unemployment, and any other associated expenses of a "full-time employee."

Also, can you offer healthcare benefits to a 1099 contractor or do they have to get them on their own?

This is for an inside advertising sales position

Answer 1

This is exactly why they are 1099 contractors and not full-time employees or part-time employees. No benefits, no deductions other than some few specialized ones (I think you can be garnished for child support, for example), just leave all the paperwork to you. You should make enough on such a contract to cover all these expenses yourself. So if they are paying you as if it were not much more than minimum wage, you may as well start filling out applications in entry level retail, which will at least pay benefits.

Quite specifically, the 1099 form does not include any deductions for taxes. Therefore, any taxes you owe will be due and payable in full on April 15th.

As I say, if it isn't paying well, go find a low level salaried position and be ahead of the game.