how do I cash a very, very large check without depositing into my account?

Question

I don't want to deposit this check or my separated husband can withdraw - how do I cash

Answer 1

sign it then have a friend second-sign it and deposit it (some banks no longer will accept checks like this, so check first)

A currency exchange should be able to cash it if it is a company check (but will take some money out of it)

another option - open up another account at a different bank in your name only. deposit it and then have no worries that your husband can get it.

3 options to choose from!

Answer 2

Most banks do not cash "very, very large" checks without prior arrangements as the tellers do not have enough cash on hand.

And depending where you live, many banks do not cash checks for anyone other than the account holder without prior arrangements.

Perhaps you should open up your own account and deposit it there, assuming the check is made out to you alone.

If you are so worried about your separated husband having access to your funds, why do you still have a joint account?

Answer 3

Depending on the amount check, you may be able to cash it at the bank that it is drawn against.

If the check is made payable to you and you alone, open up another account at either your same bank or another bank and deposit the check.

If the check is made out to both of you, then most places will not cash the check unless you have both endorsed or make you deposit the check in your joint account.

First things first, verify how the check is made payable. It's is payable to both of you, then you both need to endorse. If you decide to endorse it for both of you, you are truly opening up a can of worms if the ex gets wind of it.

Answer 4

1. You can take it to the bank that the check was drawn on, but,
most banks, now have a fee based on the amount of the
check, some banks now will also take a thumb print and
contact the person who issured the check to you.

2. You can go to a currency exchange, they will also charge
a fee.


3. You can take it to your bank and just cash the check
without depositing it, provinding you have the funds
to cover the amount of the check.

Answer 5

You do not give specifics, but most large checks can be cashed inside the bank. The teller may direct you to an office where the transaction can take place. A better idea would be to take your check to a bank you don't normally use and open a new account with it (in your name only, and one he does not know about).

Answer 6

Open a new account in your name only, or cash it at the bank on which it was written, and put the cash into a safety deposit box that your soon-to-be ex doesn't have access to.

Answer 7

In my experience, if you have an account with a Bank and are in good standing, that bank will cash the check for you because you have an account there. They do have policies that require a waiting period for some checks. You would need to check with your bank for details. Your regular bank should cash it for you.

Answer 8

if you have a balance in existing accts greater than the amount of the check, they will cash it for you, just won't be able to access acct funds to that amount until check clears. Or just open up another account in your own name and put it in there (probably best to use another bank too if you want some secrecy). Or go to one of those check cashing places but they take a decent % of the balance as a fee.

Answer 9

You either have to go to the bank it's drawn on or a check casher - where you might pay a fee, OR cash it at your bank, but you'll need to have the same amount of money in your account to back it up.

Answer 10

Go to the bank it is drawn on or open an account some where else that he doesn't know about, or have afriend deposit it in her account, then when it clears have her give you the money out of her account from your check.