2007-01-24 20:25:11 · 8 answers · asked by ? 3 in Business & Finance ➔ Personal Finance
None.
If you cant afford it now you cant afford it later
2007-01-24 20:51:07 · answer #1 · answered by Krystle 4 · 0⤊ 0⤋
I use Chase I have 3 cards and they are all Chase cards. I have dealt with many different company's and Chase is the only one I plan to continue a relationship with. The others do not offer the rewards or specials I get from Chase. Plus the other cards I have had would always raise the interest rate whenever I would carry a balance. Chase has never raised my rates and I have been with them for 5 years. As for the other answerer that said none, he is incorrect, while it is not wise to carry balances, lenders and credit bureaus judge your unsecured credit lines as a plus. Unsecured credit shows that you are credit worthy and carrying little or no balances on a credit card shows that you can budget your money without having to use the credit cards.
2007-01-25 04:39:00 · answer #2 · answered by Billy FZ1 5 · 0⤊ 0⤋
First, ideally, you want to use credit cards like cash and not use them to purchase anything you can't afford. Pay off your balance every month. Assuming that's how you intend to use credit cards, then the best credit card is the one that pays you the most rewards (instead of you paying them interest and fees). Check out the rewards calculator tool at http://www.creditcardtuneup.com/ to find the card that will pay you the most rewards for your normal spending.
2007-01-27 11:36:47 · answer #3 · answered by moviegoer_j 3 · 0⤊ 0⤋
Well, I have a Visa Platinum Plus and a Sears MasterCard that have both served me well for quite some time. My wife had a Capital One card when we met six years ago and she hated them. We had American Express with no pre-set spending limit at one point, but the bill after one month was more than I care to mention. They are good if you know how to regulate your spending.
2007-01-25 04:33:57 · answer #4 · answered by d3v10u5b0y 6 · 0⤊ 0⤋
If you are a Costco Member , There American Expess is the best..... You get as much a 3% back on all that you buy anywhere.... And even a extra 5% on Gas at Costco..
We get a check back every year .... And have herd of some friends getting back as much as $600.00 to $1000.00 back.
Way Cool
Good Luck
2007-01-25 10:10:26 · answer #5 · answered by Bryz 3 · 0⤊ 0⤋
None! Credit cards suck! They suck you in...they should call them credit takers!
2007-01-25 04:29:42 · answer #6 · answered by lustful TR 2 · 0⤊ 0⤋
All your needs about credit card details here.It's help you hope http://www.freewebs.com/creditcard4all
2007-01-25 05:05:06 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Discover card, but be careful, it does suck you in, but it can come in handy sometimes.
2007-01-25 04:42:26 · answer #8 · answered by TE 5 · 0⤊ 0⤋