where can I get help with my home that is in foreclosure?

Answer 1

get a lawyer and file chapter 13.You will give up any credit cards you have and other debts and when you file this any past money owed to your mortgage co.and debts will get filed.you will then have a court truste that you will make a monthly payment to and that trustee will make the past payments to your debts.your mortgage co.will get paid back 100% and other debts will get paid back 10%.your monthly payment will be according to your income.the lawyer does not want you in debt so he/she will calculate all your expenses and that is how the monthly payment be decided.your house will be safe from forclosure and you will resume with your payments the month following right after the bankrupcy is filed.remember your most important payment now each month will be the payment to the trustee.do not miss one!good luck!

Answer 2

Start by asking someone that understand how to resolve foreclosure without damage to your credit. A credit councilor, add someone with resources to give you time to work things out.

Sell if you can, (have someone assume your mortgage). There are many options when you are really trying to work at this problem.

Remember that the more that strangers know about you and your personal finances the more they will try to take advantage of you.

Answer 3

the only way to stop a foreclosure is to pay the arrears in full that are owed on the house or file bankruptcy to try to keep it. it depends if you want to surrender the house or try to keep it. if you cant afford the house why are you trying to keep it?? the foreclosure is already on your credit report and thats just as bad as a bankruptcy.

Answer 4

Either file bankruptcy, or sell it before it gets foreclosed.

Answer 5

Call a bankruptcy attorney.