What should I do with my bank account?

Question

I just got my checking and savings account opened in November, but I'm moving out of town this weekend. I don't want to close my accounts b/c I still will go to college here in this town and i'll be using my debit card alot here for gas and also the bank charges an early closing fee on accounts. Should I transfer to a more local bank or keep this one? Also, is it necessary for me to reorder new checks? I still have almost 2 boxes of checks left b/c i never use my checks. Will the bank make me reorder new ones? plus, do i just go into the bank and tell them i'm moving and tell them my new address? Thanks for any help.

Answer 1

if that bank has branches in your town, you can use them, no need to close it. if your going to be using the account more then once a month, i would not worry about it. when i moved, i had my old address on my checks, i could still use them, no problem. its a pain to dispose of checks on a closed account though.

Answer 2

you could keep the old account open *AND* open a new one in the place where you move. If you open a new checking account, you cannot use checks from a diffferent bank so you will have to order new ones. but if you keep the old checking account open you can use the checks with the old address even after you move.