would you be upset if your husband told you to get your own car insurance even though you know putting under his car insurance would be cheaper? and he knows it would be cheaper but he is just trying to watch out for himself.....
2007-01-24 05:41:18 · 21 answers · asked by Anonymous in Family & Relationships ➔ Marriage & Divorce
ya, I would be upset tell him it don't matter if you have separate policies or not your married so he is protecting his self from nothing
2007-01-24 05:45:27 · answer #1 · answered by cowgrl3611 5 · 0⤊ 0⤋
I don't know what state you live in, but everywhere I have lived the car insurance is for the car and any members of the household who might drive it. So if my wife and I have two cars, we are each insured on both of them.
I cannot imagine a situation where you would need, want, or even think about seperate insurance policies. Is there any chance he has maybe just found a way for you guys to get cheaper insurance rates? Other than that, I can think of ANY reason to do it - not even bad reasons.
2007-01-24 13:54:02 · answer #2 · answered by fucose_man 5 · 0⤊ 0⤋
Depends whats his reasoning for it.. if ur accident prone , or constantly getting speeding tickets.. then id want seperate policies too.. because it will affect his insurance if your constantly making his insurance go sky high because u cant learn to drive safely ..
If he is just doing it to do it.. well then that makes zero sense..
But usually people dont do things with out good reasons so im thinking theres more to this story.. like "his side" .. lol
2007-01-24 13:54:28 · answer #3 · answered by brwneyedgrl 7 · 0⤊ 0⤋
I would be upset! He gets a rate decrease if you are married. Y'all must have a his money your money marriage. If that is the case, and you pay half the bills and he pays the other half. Then I would point out to him that you would both save money with the Multi car, and marriage discounts you would receive by going with one policy. I hope all works out for ya! As far as watching out for only his self, y'all are MARRIED! He should also be conserned for his wife. I don't know hun, maybe he has some alterior motive!
2007-01-24 13:52:39 · answer #4 · answered by cherristee 2 · 0⤊ 0⤋
Yeah, I'd be upset. Your married... everything you do is together. What is he worried you'll tarnish his perfect driving record. Please! Your taking the same risk if he has a crash too you know! It seems like a petty thing for him to request... but yeah.. it would bug me for sure!
(My bf and I will soon be sharing a cars/insurance... and he's had 2 accidents in the last 2 years.... I've had never had any. We joke around that he's 'going to bring me down'... but thats what it is.. a JOKE! I would still never ask him to do that! and we aren't even married yet!)
2007-01-24 13:49:40 · answer #5 · answered by CEP 3 · 0⤊ 0⤋
Yes, I would be upset. Marriage is supposed to be a partnership. Things like finances and household chores are to be SHARED. Why does he resist?
That is not to say each of you should not have some money of your own to play with. But your independent money should be a smaller portion than your joint money. Unless one person has brought into the marriage a huge estate, in which case a prenup would have been in order.
2007-01-24 13:50:10 · answer #6 · answered by not yet 7 · 0⤊ 0⤋
If I'v had tons of accidents, or even just one, then I would understand, but if I had never had one accident than I would be a little hurt. But I don't think it's anything to argue about. Most people prefer to get their own insurance.
2007-01-24 17:51:36 · answer #7 · answered by stripedbook 5 · 0⤊ 0⤋
That seems lame to me. If you guys ever have to drive each other's cars, then you'll have to be insured on each other's insurance anyways.
PS-- If either you or he wreck, the other party can still go after community assets such as a house (if you're both on title).
2007-01-24 13:45:28 · answer #8 · answered by Anonymous · 0⤊ 0⤋
i think that every insurance group asks for the names of licensed drivers in the household and that who is listed on the policy.
so putting another car on the policy would give you a multi-car discount.
for his piece of mind, call his insurance agent while he's not home and ask. then when he gives you this line of crap, tell him you already contacted his agent , then see what he has to say for himself.
2007-01-24 14:04:13 · answer #9 · answered by angel1 5 · 0⤊ 0⤋
Are you married to my ex-husband? Girl, a marriage is about sharing. My ex wouldn't even let me share his closet with him when we got married. I don't know how long you have been married but you better nip this right now. Watch out for himself about what? So if you get in a car accident and kill someone it's up to you "alone" to deal with it. He is your HUSBAND. You are supposed to BAND together.
2007-01-24 13:58:55 · answer #10 · answered by Anonymous · 0⤊ 0⤋
You have a selfish and impractical husband! You are married and already share liability. You should have the cars in both names and a joint insurance policy!!!
2007-01-24 13:53:55 · answer #11 · answered by AnnieD 4 · 0⤊ 0⤋