Need a payday advance...any advice is appreciated!
2007-01-24 03:08:24 · 13 answers · asked by gyRACE18 1 in Business & Finance ➔ Personal Finance
there is no such thing as a "good" payday loan company....do whatever you have to do to avoid going to one....they are loan shark...and you can get in deep and quick.
2007-01-24 03:11:44 · answer #1 · answered by Suzy 5 · 1⤊ 0⤋
Needing a payday loan is not the ideal situation to be in, but if you are desperate for cash and have absolutely no other way of raising money, then it's not the end of the world either.
The smart way to deal with payday loans is 1) don't borrow that way except for a genuine emergency; and 2) be absolutely sure to pay it back on time. The sad stories you hear are of people who didn't pay them back and then got stuck in a debt trap. Don't go there!
Here is a website with lots of information, advice and links that might help.
Good luck!
2007-01-25 10:18:50 · answer #2 · answered by Anonymous · 0⤊ 1⤋
Payday loans are evil. Saying this, sometimes there may be situations when it is the most appropriate decision if you need the cash super fast.
The most important thing about payday loans is that no one should try to use them as more than 15 days financing decision. So many people fall into payday loan roll up trap ...
The best solution, if cash is required super fast, is to get payday loan and then refinance it.
Current best place to refinance is www.prosper.com
2007-01-24 14:56:15 · answer #3 · answered by thelasthero 2 · 0⤊ 1⤋
About 8 months ago I got a payday loan for school with no issues at.Not sure what you guys are talking about paying it back in two weeks.I just checked the site the OP is talking about and you get a year to pay it back.
2016-05-24 04:14:59 · answer #4 · answered by ? 4 · 0⤊ 0⤋
Let me first say that I strongly advise against payday loans. That being said, you could try www.cashcall.com.
A better option though would be www.prosper.com. I have a lending group on there that could possibly help out.
2007-01-24 08:41:45 · answer #5 · answered by mugwumper 2 · 0⤊ 1⤋
I agree with first 3 posters- DON"T DO IT!! They are loan sharks, it will start a revolving door of using them and harder and harder to get out. I am currently helping a friend with her budget and trying to get rid of her payday loans is tough.
2007-01-24 04:54:41 · answer #6 · answered by mldjay 5 · 0⤊ 0⤋
For Finance and credit solutions I visit this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src= jgE3Acf8Dpc
RE :Anybody know of a good payday loan company/website?
Need a payday advance...any advice is appreciated!
Follow 13 answers
2016-10-16 12:32:01 · answer #7 · answered by Buffy 6 · 0⤊ 0⤋
Definitely try to avoid taking out a payday loan. If you have no other choice, visit http://www.paydayloanfacts.info
2007-01-24 06:50:28 · answer #8 · answered by Big Larry 2 · 0⤊ 1⤋
Try http://www.mycreditadvise.com there you'll be able to read about payday loans and you'll also be able to contact companies to get a loan.
Good luck,
2007-01-24 05:15:25 · answer #9 · answered by Anonymous · 0⤊ 1⤋
Try to avoid them if you can!! Most are huge scams with high interest rates...try to borrow from someone instead if ur stuck!
If you must, make sure you READ everything and don't let other companies withdraw $ from ur account!!
2007-01-24 03:12:21 · answer #10 · answered by Anonymous · 0⤊ 0⤋