I would use the VIN number on the vehicle's dashboard to help get the specifics... You will probably have to FAX a copy of all of the reciept of sale (BOS - Bill of Sale) to Chrysler. Since the Vehicle WAS stolen prior to you getting it... this will take time to verify.
I would also look into the police records to how the insurance company got access to the car. Those records will be useful to getting access
2007-01-24 03:12:59
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answer #1
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answered by Glory 5
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Generally, insurers will refuse to pay but in the UK at least there have been cases where this has been overturned by the Insurance Ombudsman. I won't go into the complete details as you've used the very non UK term "parking lot" so the decision won't apply where you are, but basically it's regarding the definition of "leaving the keys in an unattended vehicle". Standing next to the car with the keys inside whilst , say, clearing ice from the car or re-arranging stuff in the boot (US=trunk) was considered to be attended, but standing next to the car with the keys inside whilst doing something else like making a phone call was definitely considered unattended. Further decisions have held that proximity to the vehicle is not a primary factor when deciding whether a vehicle is attended or not, but the vehicle must at least be in the claimant's direct line of sight at all times. There may be similar precedents in other countries. What is universal though is that the insurer will routinely ask for car keys before paying out. If your friend can't provide them then they will give her a hard time as they'll correctly smell a rat and any chance of even a partial payout will vanish. Suspicious claims are always delayed and may be referred for investigation, and the first thing an investigator will check is for any CCTV evidence. If there's sufficient evidence to prosecute for attempted fraud then they'll certainly do so. It really isn't worth getting caught lying to an insurance company as the potential penalties and future refusals to offer cover are far more damaging than accepting the initial expensive mistake. More importantly, those who make claims due to pure thoughtlessness and carelessness vastly inflate the rates for those who do take every care to avoid losses.
2016-05-24 04:14:17
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answer #2
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answered by ? 4
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The dealer does not want to get involved. The salvaged title scares them. All Chrysler dealers have access to the same information. This one gave you a line to get out of saying he didn't want to help. Go to another a dealer and they can make you a key. If it is a chip key, you will have to take the car to the dealer so they can program the key to the car. If the cylinders were changed, they will have to have a lock shop recode them to the correct key.
2007-01-24 07:20:47
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answer #3
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answered by pcnut4u 2
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More than likely, the key for the doors and ingnition are still the same. Just open the door panel and take out just the lock cylinder. Take it to a locksmith to make a key (about $15) or if there is a key code printed on the cylinder, the dealership can cut the key from that.
2007-01-25 07:10:08
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answer #4
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answered by Jody D 6
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the dealer can access Chrysler,s computers but it may not help you on this one because the ignition may have been changed in it,that's why they don't want to fool with it,id call a good lock smith and have it re-keyed.,or do like i do just replace all the locks and ignition on it then you know there's only one set of keys for it,good luck,i hope this help.s.
2007-01-24 03:14:33
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answer #5
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answered by dodge man 7
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Contact Chrysler yourself or hire a lock smith. A well versed lock smith can create new keys or if need be, install new locks.
2007-01-24 03:22:25
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answer #6
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answered by Quest 6
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2017-02-09 22:02:00
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answer #7
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answered by ? 4
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If the dealer is telling you they cant do it ask for the number of the factory rep. Tell him/her your story and they should be able to help you.
2007-01-24 03:07:55
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answer #8
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answered by uthockey32 6
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i would think a locksmith could make you a set of keys. new locks would be expensive, but do you care?
2007-01-24 04:24:16
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answer #9
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answered by brown eyes 4
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Shouldn't you have thought of this before you bought the car?
2007-01-24 03:15:10
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answer #10
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answered by miketorse 5
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