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i'm really bad at keeping a checking account...i'm going to be $-800 once all of the transactions go through....i know i'm dumb...i applied for a credit card and it will be to me withing 5 days...but what do i do until then for food and stuff?

2007-01-24 01:30:35 · 10 answers · asked by cantthinkofauseridsohereitis 3 in Business & Finance Personal Finance

10 answers

Hey girl, check out this site hope it helps

2007-01-24 10:11:17 · answer #1 · answered by slipstar_182 2 · 0 0

I'm really bad at balancing my checking account and I still manage to keep money in it. Don't be surprised if most of you checks bounce because banks will only allow an overdraft of so much. You need to sit down and make a budget. Whatever is left over after bills and groceries should be put in a savings account so that if you do write a bad check you have the funds to be able to transfer so it's covered.
As for the credit card you need to cut it up and cancel it. If you can't be responsible with a checking account you're going to be worse with a credit card.

2007-01-24 01:58:12 · answer #2 · answered by Anonymous · 0 0

First of all, when the credit card comes, cut it up and throw it out! You'll thank me later. Stop spending for things you can't afford. CUT BACK - even on food if you have to to get that checking account fixed up. See if you can even borrow the money from a parent. It's better to fix up this $800 now than to start charging things on a credit card. That will make things 100X WORSE! The interest will kill you and you'll always be working to pay them off!

2007-01-24 01:36:35 · answer #3 · answered by momathomewith2boys 5 · 1 0

I know when i came into money problems. I quickly looked at some of my stuff just to see what could be sold. If you have old cd's that still have covers on them take them to an old cd store that accepts trade-ins, a lot of these stores would be willing to give you cash for them if your cd's and/or video games are in decent shape. Also, same thing goes for clothes, there are plenty of second hand shops that woud be willing to buy old clothes from you if they are in good condition. I have also made a pretty penny selling items i no longer use on Craigslist, Amazon, and Ebay. It is as easy as setting up an acct...for food you can go to churches, or salvation army, and if you really need money you can look up student newspapers, they are always looking for particpants for research study. Once you give them your time they pay you immediately, anywhere from $7-50 depending on the the type of research. Hope that helps.

2007-01-24 01:45:28 · answer #4 · answered by cristine a 1 · 1 0

A credit card is not really a good option either if you cannot balance your checkbook. Go to your church and/or the Salvation Army to help with your immediate needs for the time being. You may have a friend or family member who can loan you some funds until you get straightened out.

2007-01-24 01:34:50 · answer #5 · answered by Suzee 3 · 0 0

You can ask family members to help you out. Please make an extra effort to get your finances in check. You cannot live your life like this. A credit card will sink you deeper into debt, so try not to do that. Take some time to sit and plan how you will avoid spending more money than you earn. I will soon be working and I realize I should never spend more than I earn.

2007-01-24 01:50:29 · answer #6 · answered by cardo11 3 · 0 0

Borrow the money from a pal or a pal. Or, bypass to a kind of Pay develop places. I have apartment houses and that i'd settle for the money on Friday and likely doesn't cost a previous due fee till you're a kind of it particularly is chronically previous due.

2016-10-16 01:02:06 · answer #7 · answered by Anonymous · 0 0

You will be even worser with a credit card, belive me! I would cancel it if I was you.
The first thing you need to do is to do some sort of budget .
Then you need to take away whatewer you need for rent and other must every mounth. The rest is up to you to spend. Try to get a economical adviser to help you sort things out (some bank have them) They can also look at your loans and other depts.
To quote dr Phit: You cant solve money problems with money! Johan

2007-01-24 01:45:30 · answer #8 · answered by Johan from Sweden 6 · 0 0

Have a yard sale to raise some quick cash.

2007-01-24 01:38:09 · answer #9 · answered by Anonymous · 1 0

food pantries, churches, ask for help from friends

2007-01-24 01:38:16 · answer #10 · answered by momof3 5 · 0 0

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