a judgement was put on a house and the house was sold, thinking the judgement was taken care of at that time, which it should have, the money is now being taken from my bank acct without notification of any kind....acct frozen until debt satified...how can they do this after 27 years?
2007-01-24 01:18:07 · 5 answers · asked by louisekpadgett 1 in Politics & Government ➔ Law & Ethics
Get a lawyer now! Do not put any more money into that account!
2007-01-24 01:22:56 · answer #1 · answered by courage 6 · 1⤊ 0⤋
Depends on the State. Some States have renewal of judgments. Garnishment of bank accounts are allowed in some states, and not in others. They cannot take your disability or social security income; however. Certain funds like that are exempt. Otherwise, if its a garnishment state, they can garnish bank accounts, paychecks, etc. If the debt is massive, you may wish to look into chapter 13 bankruptcy. Any monies garnished prior to 90 days of filing would have to be returned.
2007-01-24 10:23:23 · answer #2 · answered by mariedockins 2 · 0⤊ 0⤋
If you bought owners title insurance when you bought the house, you need to immediately notify the insurer that you have a claim. If not, you should review the settlement documents when you closed on the house to see what kind of deed you have. If it has quit claim language, you may have only purchased any interest the seller had to the property. If it was a warranty deed, then the seller warranted title to be free and clear. You need to get a lawyer to review the closing documents to determine who committed the foul and do a complete title search on the property. Judgments in most states have a time limit. They expire after a certain amount of time. The garnishment may have been improper. You need to gather more information.
2007-01-24 09:39:03 · answer #3 · answered by spirus40 4 · 2⤊ 0⤋
In California, a judgment is forever. I didn't even live in California and my cousin opened a utility account in my name in 1978 and left a balance of around 380.00, in 1997 I got my bank account attached for over 1000.00 to satisfy that dept, when I tried to fight it they said that i should have showed up in court in 1980 when they sued me, I called an attorney, and it would have cost more to fight it than the amount. So they got their money.
2007-01-24 09:24:45 · answer #4 · answered by 007 4 · 2⤊ 0⤋
I am sorry to say, but if there was a judgement against you, then you are obligate to pay. No matter what the time frame....It sucks, and I don't know the whole story, but whether you felt wronged or not, the judgement stands, and you have to pay.
2007-01-24 09:23:11 · answer #5 · answered by yetti 5 · 1⤊ 0⤋