The rules of writing a post dated check..?

Question

I wrote a check that is post-dated for Saturday January 27, 2007 and I guess the other party tried to cash it, and my bank charged me with a fee. But because of post date, shouldn't you not be able to cash it, and the bank shouldn't be nailing me with a fee?

Answer 1

You're technically not supposed to post date checks. I've never heard of being charged a fee but usually banks don't care about the date and don't even look at it.

Answer 2

Post-dating checks is actually a violation of federal banking law because it can lead to fraud or theft.

The bank should not have processed the check. Argue with them about the fee.

Answer 3

I think you're correct.
Unless the bank is not aware of the date (he may have cashed it at another bank and when the funds weren't available at your bank they charged you sught unseen.)
I'd complain to the manager.
Also- Yell at the numbskull who tried to cash the check early!
As far as being illeagle, as long as you told the party not to cash it until that date, it's fine.

Answer 4

it extremely is not unlawful everywhere that i understand of to jot down a submit dated verify. although, in maximum places it additionally would not artwork. they are able to legally money the verify the minute you write it, in spite of what date you place on it. by skill of regulation writing a verify skill you have the money at that element to cover the verify on your account.

Answer 5

In most states post dated checks aren't legal -- if it's been written, it can be cashed.