2007-01-23 08:57:46 · 5 answers · asked by shay 1 in Pregnancy & Parenting ➔ Pregnancy
When I was pregnant and needed insurance to cover it, I enrolled at the local university. There was no pre-existing clause for pregnancy, the rates were low ($550/semester) with low deductible ($250) and covered 70%. The semester I was due I signed up for the minimum number of credits necessary to qualify for insurance (4), then dropped after 30 days, got half of my fees back and got to keep the insurance. If you choose this route make sure you thoroughly understand all the things like minimum credits, amount of time you must actively attend before dropping, and which doctors are included in their plan (will be less than the nationwide insurers, but there will be a doc in your area contracted to provide OB services.
2007-01-23 09:05:06 · answer #1 · answered by Heather Y 7 · 0⤊ 0⤋
no individual insurance will take you as pregnancy is considered a "pre-existing condition".
trust me.. i tried.. my insurance at work is too expensive but at the time, i have no choice. at least it covers all the pregnancy expense.
i know they do offer pregnancy insurance. it covers part of the pregnancy cost but not all.
2007-01-23 09:11:18 · answer #2 · answered by green eyes 4 · 0⤊ 0⤋
No, but FYI. If you start working a job with insurance while pregnant, the pregnancy will be covered, it will not be excluded as a preexisting condition.
2007-01-23 09:05:59 · answer #3 · answered by growing inside 5 · 0⤊ 0⤋
I wish I could help you, but I have no idea. I'll be watching this question, though, because if I find something like that, I'll be working out of my home until my pregnancy is over!
Good luck to you.
2007-01-23 09:03:23 · answer #4 · answered by <3 The Pest <3 6 · 0⤊ 0⤋
research it if you are talking about pregnancy, because pregnancy is not considered a pre-exisitng condtion at least in texas its a law
2007-01-23 09:06:26 · answer #5 · answered by Nicole 3 · 0⤊ 0⤋