Recently I have been receiving letters from a credit agency regarding a previous dental visit that I had in which the insurance didn't cover all of the costs. In the most recent letter they said that they were going to recommend litagation if the total amount wasn't payed in 15 days. Is this just an attempt to scare me or is it legit?
2007-01-23 07:17:00 · 6 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Call and make arrangements to pay on it...that you can keep. Its your credit ratings that are very apt to suffer and yes they could take legal action and attach assets/wages.
2007-01-23 07:23:33 · answer #1 · answered by Rick 3 · 1⤊ 0⤋
It is both. How much is the bill for and how old is it?
They are due the remainder of the unpaid bill. You can make the case that it should have been the Ins company to pay, but it sounds from your description like you owe at least some of it. The next step for the dental office is either small claims or collections.
Eventually you will end up paying something or wait 10 years or so for it to disappear. Collections fall off your credit 7 years after the last activity date, Court judgements do not fall off.
2007-01-23 15:20:02 · answer #2 · answered by sdmike 5 · 0⤊ 0⤋
Sounds legit to me. If you owe it, pay it. Otherwise, your credit may be ruined.
If you can't pay it all at once, go in and make arrangements to make payments on it, then do it!
2007-01-23 15:23:17 · answer #3 · answered by kiwi 7 · 1⤊ 0⤋
It's legit, but they still may not do anything.
They are trying to get a response from you so they are deliberately unclear as to what their next step will be.
2007-01-23 15:27:45 · answer #4 · answered by ? 2 · 0⤊ 0⤋
I used to work for a doctor, and YES, they do go to court.
As the bookkeeper, I had to vouch for the debt.
2007-01-23 15:39:31 · answer #5 · answered by poutine 4 · 0⤊ 0⤋
They will sue....no doubt about it.
2007-01-23 15:33:35 · answer #6 · answered by Jack 6 · 0⤊ 0⤋