Best place to get a mortgage refinanaced?

Question

Want to refinance home for cheaper interest rate. any ideas?

Answer 1

Let me try to give you legitimate advice...Not an ad for my services...

The best way to find a new loan is to shop around. I urge all of my clients to do so and I would honestly say that 95% of them come back to me and respect the fact that they know they are getting a fair deal.

The best lender is many things other than just his products. A great lender controls and understands the whole process. Ask your lender if they have in house underwriting. All of the biggest places will. I tend to lean toward the big boys because we have the most leverage in the market. Who will get better rates and leverage...The little company who does 100 loans a year if he is lucky out of his broker house with 5 LOs or the Big Boy who closes over 1.5 billion in loans company wide? In house underwriting is the way to separate the big boys from the pretenders.

Also, ask your lender to go through your credit report with you line by line. Have them explain each issue, and how to resolve it with a clear credit plan.

Remember your mortgage isn't always solely about rate and term, go with whom you trust. Ask yourself..."would I be willing to refer him to my mom?" If the answer isn't a clear yes you are talking to the wrong person.

If you have any questions beyond this response please feel free to email me, I am always willing to talk shop.

Answer 2

suitable, assuming that we are interior the united kingdom for this question, i might ought to characterize no longer doing what you advise. There are some solid explanation why. at the beginning, you have gotten observed that the fees payable and the regular words on a purchase-to-permit loan are actually not as helpful as they are for an proprietor-occupier's loan. in case you lie (and allow's make no bones approximately it, this could be a bare-confronted lie), you're committing a criminal offence decrease than the theft Act 1968. it particularly is asserted as "paying for a pecuniary benefit by using deception", for which you need to be prosecuted: no longer a solid concept. next, you need to evaluate the words of the loan themselves simply by fact the inspiration of a settlement. this could be a flagrant breach of the words, entitling the mortgagee to foreclose. And your asset is going out of the window in a pant of criminal good judgment. So, you run the possibility of a prosecution and the possibility of dropping your asset. And no rely how many situations you ask the question, the regulation will nonetheless be an identical.

Answer 3

Stay away from Lending Tree, they are an advertising portal for mortgage companies. Try these lenders; Quicken Loans, Eloan, Choice Finance.

Answer 4

Go to a mortgage broker. The Loan Officers can shop for the best quotes depending on your specific scenario.

Im a Loan Specialist. You can contact me anytime & I can give you various quotes. I can work with clients anywhere in the U.S.

www.lindamunoz.net

Answer 5

Ditech.com

Find Low Competitive Rates & Fees Guaranteed at Ditech.com. Get rate info and apply online now.
Quick Links: New Purchase - Home Equity - Imperfect Credit Loan

http://www.ditech.com - More from this site

Answer 6

Your rate and options are based on your qualifying criteria. There are programs that offer very low rates for credit scores as low as 580. Beyond that, it boils down to finding a loan officer that knows credit profile management and can creatively work with you to get you the better rates. Most loan officers either do not know how to improve scores quickly or will not do it because it earns them nothing.

Here is some additional info. Hope this helps.

Answer 7

QUicken Loans, by far the best lender in America

Answer 8

I am a mortgage banker in Tennessee and Kentucky

Answer 9

Best place to get a mortgage refinanaced?

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Answer 10

My husband. For more information email me.