Are you aware that you cannot DISENROLL from the medicare rx drug coverage plans? One year required coverage!?

Question

I have been trying to assist my grandmother in "disenrolling" from Humana's Rx drug coverage plan, as she DOES NOT TAKE any medication and has NEVER used the coverage. I was told today by "Alitza", who could hardly speak English, that it is impossible to disenroll unless it is during the annual "enrollment" period. Does this make any sense? She has paid premiums for months and NEVER used the coverage, and is being told she CANNOT drop the coverage and is RESPONSIBLE for paying the premiums until the next "enrollment" period (Nov. 15th thur Dec 31). Then she can "disenroll" during this "enrollment" period. BEWARE OF THESE PLANS, ESPECIALLY BEWARE OF HUMANA.

Answer 1

Thanks for the info!

Good luck to you and your grandmother.

Answer 2

It's not Humana, it's the LAW.

Can you imagine the chaos if peolpe were switching insurance twice a month? So they limit you to o nce a year. Most health plans have a once a year enrollment period.

And not having used it is the basis of insurance. You probably don't "use" your car insurance every year either.

And if grandma disenrolls, check out the penalties when she does enroll. And the fact that she hasn't used it doesn't mean she won't. One sever ilness and she's wiped out.