apply there. During the application process I was informed that they do a credit check. My credit is not very good; will this keep me from getting the job?
2007-01-22 17:50:19 · 6 answers · asked by Cosmonaut1 2 in Business & Finance ➔ Careers & Employment
Yes, one's credit rating is very important especially to merchants who deal with people who are irresponsible and fail to use restraint with purchases that exceed their account balance.
It may not prevent you from getting the job if you make a concerted effort to 'clean it up'. Pay your creditors that have outstanding balances; and, tell the interviewer that you need the work to help improve your credit rating. Perhaps it was messed up while you were 'between jobs'.
At least you do not mention a criminal record...that could affect your suitability more than your credit rating. As an employee at a Best Buy, you may have to handle money as a cashier. They will want someone who is honest and not likely to 'help themselves' to the cash drawer.
If I wanted the position, I would make a point to visit the store and make a physical or mental list of the types of items that they sell or look them up online. Know the grades of their merchandise such as least expensive to most expensive; any quality features that separate the grades; and, most importantly the prices associated with each make and model. I would also hang around long enough to find someone 'looking lost' and find them a salesperson or go on and help them with their decision making... and then get your friend to check them out. Try it on before you apply for it. Do you work well with people or are you going to be used for deliveries of awkward items?
Good luck on your interview and remember that honesty is very important from the start. Be willing to admit your lack of financial savvy...it is an acquired skill.
2007-01-22 18:06:37 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Not likely. Most workers there are under 19 which most don't have a long enough credit report to be worthy of a good score.
I would say you be coo.
But if you were going to Best Buy, may as well post a topic in the Forums section of DealChatter.com. Their giving away Free $50 Best Buy Certs just for posting something
Go here to check it out >> http://dealchatter.com/
2007-01-23 04:39:18 · answer #2 · answered by tisaad 2 · 0⤊ 0⤋
It may, depending on how bad it is and what sort of job it is. On the other hand, you may meet their standards quite nicely.
Go for the job. The worst that can happen is you are rejected. The best that can happen is a worthwile job. Dwelling on the former won't get you too far.
Having an acquaintance in the management helps out a bit. They can vouch for you. People like to work with people they like.
2007-01-22 18:03:50 · answer #3 · answered by drslowpoke 5 · 0⤊ 0⤋
No, I don’t think so. Usually employers do a credit check if they provide any credit facilities like loans, selling something to employees which you can repay on a period of months. And etc. most probably they will not provide you with these facilities until you improve your credit rating.
2007-01-22 17:59:33 · answer #4 · answered by Hunter_boy* 4 · 0⤊ 0⤋
It could if more qualified personnel apply for the job. As long as you do not have a felony or something on your record, you should be fine in getting the position.
There are Congressmen and Senators with bad credit! It's not hurting them!
2007-01-22 17:55:37 · answer #5 · answered by BigWashSr 7 · 0⤊ 0⤋
It will depend on what's on there, and what position you're applying for.
Many employers don't want to have to deal with garnishments, so if you have back taxes or a judgment against you, both of which are likely to garnish your wages, they may not hire you.
If you're applying for a position that deals with a lot of cash & you show a lot of bad debt, that's a good signal to employers that you may be in a desperate situation.
2007-01-22 17:56:23 · answer #6 · answered by Kim K 2 · 2⤊ 0⤋