i've asked before but haven't acted yet..we had to pull some money out of the market last summer to put down on a house, and we froze the remaining amount...not a lot, but it is for us..anyway, all the money was in funds i guess, and we were making a few dollars..since we froze the money, the market has jumped about 1500 points..we lost out on that and i worry it will go back down if we get in now...i know it is all a risk, but do you think it will go back to 10000?...how low will it go, or will it just continue up...i suppose you would all be wealthy if you knew for sure...
2007-01-22 14:22:00 · 6 answers · asked by jstrmbill 3 in Business & Finance ➔ Investing
If you have a greater than 5 year time horizon, I would not try to time the market - you will get burned and make one irrational decision after the next.
2000-2003 was the worst bear market in a LONG time, if you look at the 10 year performance of pretty much any mutual fund, you will see annualized returns of around 10% if not better - and that includes the worst 3 year period we're going to see for a long time.
2007-01-22 14:40:21 · answer #1 · answered by John in NY 1 · 0⤊ 0⤋
If you want to keep investing then Yes, you should be back in the market BUT... DO NOT put all your money back into a fund or funds All at once!
Look up(on line) the investing technique called "Dollar Cost Averaging" and Seriously consider using This technique to get yourself back into the market.
....and for the record, you guys were Smart to use the money to buy a home! EVERY investment book I've Ever read recomends buying your own home First (Which is an Investment itself) Before dumping money into the market. So the market jumped while you guys were buying a home? BFD!!! Don't worry about it! There will be other "bull markets"! You guys are tracking!
Good Luck!
2007-01-22 16:16:17 · answer #2 · answered by thart090 3 · 0⤊ 0⤋
I guess you are right
We'd all be wealthy if we knew...
Some of us are wealthy...
Doesn't mean we know...
I would say to invest right now
anywhere between 25 & 50%
of yoour capital in the market NOW
trying to select your stocks
and purchasing them gradually
200 to 300 at a time (line of +or- 10k)
(if your capital is 200K)
Keep the other 50% in CD's or Monetary funds
to buy some of the same stocks as they go down.
and start trading with the 50 other %.
Just someone else idea on the subject
$$$$$$$$ ;-)
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2007-01-23 08:05:45 · answer #4 · answered by matt 1 · 0⤊ 1⤋
The general trend will be up. You are missing out if you are waiting.
2007-01-22 14:35:30 · answer #5 · answered by Nelson_DeVon 7 · 0⤊ 0⤋
Today.
2007-01-22 17:35:11 · answer #6 · answered by Anonymous · 0⤊ 2⤋