2007-01-21 11:18:13 · 17 answers · asked by Anonymous in Family & Relationships ➔ Marriage & Divorce
I think about it daily.
Insurance would help and so would social security but if his policy is for (lets say, 200K), that wont last you 10 years! It should be able to buy you a decent house and give you some time to find a decent job....but you would probably definitely have to go back to work.
Just make sure that the policy is in place and see ifyou can add a ridder to your homeowners policy that would pay off your house should the unthinkable happen
2007-01-21 11:28:16 · answer #1 · answered by kissmymiddlefinger 5 · 1⤊ 0⤋
I don't have kids, but yes, those of us do worry about what would happen if our spouses died. Unfortunately, my life would end as I know it and it would be very hard to pick up the pieces, emotionally. However, I believe everyone should invest in Life Insurance and make it a priority, that is the best thing you could do for your spouse. Both my husband and I are owners of our business and we have life insurance on both of us - so either way we are covered. However, I think that would be the least of my worries. Especially, since this is the "one" and I'd be devastated if he left me.
2007-01-21 12:58:15 · answer #2 · answered by daff73 5 · 1⤊ 0⤋
Yes! We have made arrangement and have taken out some policies with the mortgage company that state in the event of his death the house will be paid in full by these policies with an extra 20 grand to be paid for property taxes so I won't have to worry about where to live with 4 kids and no job...... Social security will be paid to each one of your kids until the age of 18 (longer if they are still in high school @ that age). Its a horrifying thing to think about but you have to be responsible and have an open discussion....if anything for your childs sake.
2007-01-21 11:31:34 · answer #3 · answered by Debbie S 3 · 1⤊ 0⤋
Yes, I was afraid and yes my husband and I got divorced and somehow I raised my kids, worked and managed to pay bills. I did have help from my mom who baby sat while I worked. It was tough but we survived as thousands of other women do. There is one thing I would say and that is always be prepared. Don't let your husband be in charge of everything financial. What if he had an accident and became disabled? Would you be prepared for that also? We never know what the future will hold, so be prepared not scared.
2007-01-21 11:29:08 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Not once, ever, have I put myself in the position where my survival depended on someone else, especially a boyfriend!! They are the very ones who have caused me such incredible pain my whole life, there's no way I'll count on them to pay my rent. I pay the rent now, and once in a while my idiot boyfriend will throw a hundred or two my way, but never on rent day, and only 3 times has this happened. It's also up to me to buy the groceries, pay the bills, and clean up after everyone. He doesn't even have to explain to me where he was when he doesn't come home til the next day, no phone call.
And he wonders why I can't stand him!! LOL
2007-01-21 11:27:12 · answer #5 · answered by Anonymous · 2⤊ 1⤋
No, that is what life insurance is for. If your spouse should die you should have enough life insurance to keep you going until you can support yourself and the kids. Also your children should receive social security if your spouse dies. So I wouldn't spend time worrying about it I would just be prepared.
2007-01-21 11:23:07 · answer #6 · answered by chemky1 3 · 1⤊ 1⤋
i think about it especially since he is 20 yrs older than i and we have a 4 1/2 yr old child...i am a nurse by profession but not working now and if something did happen to him i could get a nursing job and we would be fine...the fact that our mortgage and both cars are paid off that is a big help,so all i would have to worry about are taxes and utilities...so between insurance,death benefits and social security,(since we have a minor) all would work out for me
2007-01-21 12:04:34 · answer #7 · answered by charmel5496 6 · 1⤊ 0⤋
If my husband dies he has life insurance that will pay the house off and most of the bills... I also get some kind of pay because of his work so I feel that we would be alright ... I hope he never dies on me though as I love him so very much. If I had to get a job I would though.
2007-01-21 11:30:16 · answer #8 · answered by Lady Hewitt 6 · 1⤊ 0⤋
All the time, especially since his quintuple bypass. So I talked to him about it. And we came up with where money would come from, how much it would be, where I could afford to live etc. He made me feel alot better. If you've got kids, be sure to add in Social Security!
2007-01-21 11:23:41 · answer #9 · answered by Sharyn 5 · 1⤊ 0⤋
i worry daily if something would happen to my boyfriend, as i am presently unemployed and we live off his income and monthly social security check. so the thought runs through my mind, because he is older than me that what if? kind of scary with no job, and savings to fall back on. if i had life to do over again i would have saved more, and thought of my future a little more than i did.
2007-01-21 11:42:52 · answer #10 · answered by jude 7 · 1⤊ 0⤋