Hello! 3 months ago I was T-boned by a car that ran a stop sign. My old car was totaled for $700 (91 Honda with 260K miles on it and a past total in the history). I had to get 7 stitches in my head. I didn't miss work, though I missed two college classes that day. I have a slight scar of an inch and a half or so on my forehead. My medical bills totaled $3000 after ambulance, x-ray, stitches, etc. I have police report and witnesses were there on the report. I don't see the need in a lawyer, since it wasn't a huge injury and I haven't had any problems since then, but I have ABSOLUTELY no idea what a fair settlement is for a case like this. I've been friendly with the party-at-fault's insurance agent as he has been to me, but I've been offered $600 for pain and suffering (he said that was the max) and $500 for property damage. Should I just accept this? Like I said, I'm not looking to extract as much as I possibly can, but I don't want to get ripped off either...
2007-01-21 08:19:01 · 4 answers · asked by brad h 1 in Health ➔ General Health Care ➔ Injuries
If that is in addition to the car and hospital expenses then I think its fair;
2007-01-21 08:23:29 · answer #1 · answered by huggz 7 · 5⤊ 1⤋
Well, I'm not a lawyer, but I did have a similar accident a few years ago. You'll want to get enough to cover all your medical bills($3000), plus the value of your car ($700) $600 for pain and suffering sounds fair to me.
I would ask them for $700 for the property damage instead of $500. They will probably meet that demand.
2007-01-21 08:24:40 · answer #2 · answered by Emmy 6 · 0⤊ 1⤋
They should pay for the cars worth and your medical bills and any medications you needed in full. Your pain and suffering is generally your medical bills x 3. Never take the first few offers unless you absaloutley need the money right now. If you hold out and haggle with them it will almost always pay off.
2007-01-21 09:43:25 · answer #3 · answered by FX_Make-upArtist 4 · 0⤊ 1⤋