Which countries can you deposit money into a savings account and have a high interest yield? (greater than 5%)

Question

I would like to know a country or international bank where I can deposit my money and have a high interest yield on my money. Please tell me countries that are stable countries. I do not want countries where their currency fluctuates widely with the dollar.

Answer 1

That becomes a tad bit hard. If the country is paying high interest rates, their inflation rate is higher, or for US-dollar denominated accounts, our currency is being deflated. My normal source of information is gone, but check places like New Zealand or Iceland or Hong Kong or Singapore.

Answer 2

I'm assuming that these two accounts are linked, are at the same bank, and that you can easily transfer money between the two. That said, the cushion in the checking account is there for a reason, so that you don't overdraft on the checking account. If you ran over one month, it's no big deal. $100 at 5% is only $5.00 of interest in one year. One idea (that I did) is to have your savings account be your overdraft protection. Tell the bank you want to designate the high yield savings account as your overdraft protection. If you ever overdrafted on the checking account, the bank will transfer a portion of the money from the savings to the checking and charge a small fee (about $5) to do so. This is better than getting hit with a $35 overdraft fee for each check that is overdrawn.

Answer 3

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Answer 4

This isn't exactly international, but I've been searching for a high yeild savings account that is liquid. I have pretty much decided on HSBC Direct.

5.5% APY

http://www.hsbcdirect.com/1/2/1/offer

Answer 5

switzerland