My husabnd was injured in a serious road accident on 18/01/2006 while driving a works vehicle and while carrying out work duties.His van was blown over while doing 15 miles an hour and fell into a ditch (there were severe weather warnings on this day ) he was trapped and was rescued by two men who were in the vehicle behind him.He was rushed to hospital (casualty) where he suffered shock,broken leg,whiplash,cuts too hand ,back,and bad bruising . He has crutches. He is due to see his manager on monday and we want to ask him about his wages while off recoperating with his injuries and also about compensation .Never come accross this before and wondered if anyone has any advice
2007-01-20 08:51:51 · 8 answers · asked by rachellxx39 2 in Health ➔ General Health Care ➔ Injuries
We have already informed his work , obviously , that this accident has happened and police have been to see my husband at home to discuss details of the accident .
2007-01-20 09:14:58 · update #1
If he was on the job and especially if he was using a company vehicle, he should be covered under work's policy.
Be calm, and talk to his boss on Monday. Actually, you should have been in touch with his boss right after your husband was safe and resting either in the hospital or at home.
I wouldn't start to look for a lawyer until you see how his work is going to handle it. Most workman's comp is fairly decent, and there are often very strict laws as to how it can be handled.
Good luck.
2007-01-20 09:00:43 · answer #1 · answered by Garylian 6 · 0⤊ 0⤋
Well was there a police report? Are they paying for his medical bills? The united States has a No Fault Car Insurance.
Well was it the company works Vechile he was driving while he was working? They companies work vechile insurance should cover everything...including his medical bills, loss of wages, home health care..like you taking care of him...examples like bathing him,helping him get dressed. helping him get around the house., 1/2 the house hold chores, also the crutches, medications, also the insurance company should pay for any of his medical bills for the rest of his life as long as it is related to the accident and everything relating to the accident and etc.
But all insurance companies won't tell you everything.But make sure the insurance company document everything for later years. Hubby and I are learning still.
I would check into the car insurance of the companies. They sometime it can pay up to 85 percent tax free for the work wages. Workman's comp doesn't pay much and you have to claim taxes.
Mention to his manger what I have told you. Because It will save the company some money. Also Workman's comp..the case is closed and they won't opeed it up again even if he has any other problems down the road...they won't pay for it. They will blame it on something else.
My hubby and I just went Thur this.. we both were involved in a serious accident on 10/14/06 .Areomed to the hospital. Also your hubby may have some ruptured disc...get an MRI done.
My hubby has back pain. They found ruptured disc when they did the MRI. Also let the dentist know about the accident due to he might of hit his head,mouth,& face. Due to the teeth with any type of blow...in the future he may need some kind of root canal or something. But let the insurance company document that too. but don't sign off on any thing with the insurance company for the teeth or the medical bills.
Some Lawyers give free home visits and a free 1st consultation. Also they sometimes no fees until the end of the case. some get 33 percent. Its worth it.
I hope this helps you out some. I hope you don't get screwed.
But if I was you get a LAWYER involved...please.
2007-01-21 02:02:30 · answer #2 · answered by Jeanette M 4 · 0⤊ 0⤋
just keep details of every single thing that has happened since the accident. There are lawyers out there who work for No Win No Fee. Worth giving them a ring to find out what the go is.
2007-01-21 00:46:47 · answer #3 · answered by Anonymous · 0⤊ 0⤋
strange...if it was a natural event, it would seem reasonable to talk to a lawyer about it.
dont sign anything for the insurance companies. they will try to force you to sign as early as possible. sometimes the injuries will arise much later, like near the end of
the statuate of limitations which is like two of three years.
What Jeanette is saying below sounds like good counsel.
well its good he had witnesses...have them sign sworn statements.
one thing that is common now is black boxes on the vehicles that can prove that he was only going 15 mph before the accident. especially if it was a GM vehicle.
2007-01-20 17:05:39 · answer #4 · answered by ? 3 · 0⤊ 0⤋
Call your state workers compensation agency ASAP.........
They can help you, and you may want to talk to an attorney. Accepting benefits or compensation can have an effect on your rights afterward. You want don't to accept something and preclude your husband from being able to make a claim against the employer.
2007-01-20 17:00:23 · answer #5 · answered by lenskid2001 2 · 1⤊ 0⤋
Workman comp should apply here, if you get no where call a lawyer and make sure he deals with comp law. good luck hope all goes well for you.
2007-01-20 16:56:57 · answer #6 · answered by Granny 1 7 · 0⤊ 0⤋
Sounds like an act of God may want to go after your insurance and or companys or talk to a lawyer.
2007-01-20 16:56:24 · answer #7 · answered by Anonymous · 0⤊ 2⤋
Wait until he get;s Better..Just pray to God he is da only one who will give you hope.
2007-01-20 18:44:05 · answer #8 · answered by DaRkAngeL XIII 3 · 0⤊ 1⤋