Trying prosper.com and getting nowhere......want to borrow only 1k, poor credit....where?

Question

I know i'm looking for a needle in a haystack or whatever analogy you want to use. I'm 27 working full-time with a good job but my problem is I have some extremely important bills coming due by the end of the month and i'm short on cash. I have nothing valuable to sell and no family members to hook me up. I know this is an impossible question but is there any LEGITIMATE places on the web to apply for a small loan for bad credit.......NO PAYDAY LOAN LINKS OR NO AFFILIATE LINKS please.

I did my listing on prosper.com, this is not an ad this is just for reference------>https://www.prosper.com/public/lend/listing.aspx?listingID=86367
Im not expecting to get this done because my state interest rate is capped at 15%. If prosper dosent work are there any other LEGITIMATE websites to check out



Thanks,
Mike

Answer 1

Change to a group that doesn't have rewards. Then lenders would be more likely to bid at 15%. Also state in the title that 15% is the state cap. You might check your description for grammar errors...there are a couple. Good Luck!

Answer 2

I would check with your bank, if you have one. Wells Fargo is always trying to get me to take out a personal loan, which is what you're looking for. If you don't have a bank, go to Wells Fargo anyway, we were denied by everyone for a car loan and they were the only ones to accept us even with our credit. Good luck!

Answer 3

Probably it's time to sit down with a financial counsellor who can help you devise a plan satisfactory to you and your creditors.

Check Social Services in your town.

Good Luck!

Answer 4

Mike,

You may want to try www.CashCall.com, if they are offered in your state (I don't know where you are located).

Since you have a good job, try a secured loan from your bank.

Answer 5

You could try this site for articles, resources and information--various companies advertise here so you can get free quotes too. Hope this helps! http://loan.divinfo.com/