where to put my money for maximum returns ?

Question

fixed deposit returns from banks are very poor in comparison to value changing scene. share purchase/sale demands focus/time and expertise. Now is there any other options ?

Answer 1

Investment is wholesome process.
The Basics of Investing
Ground Rules for Investing
A beginner's guide to the world of investing
by Dhirendra Kumar
Investing is a complex exercise only because we insist on making it so. But the basic principles are simple. As simple that anyone can become a good investor just by following simple and easily understood rules, which also help avoid big mistakes. Here are my rules for investment success.
Develop a Plan: For your short-term goals, make sure you're taking appropriate risks. Invest money that you'll need in the next two years to five years in cash and short-term bonds. If you've taken on too much risk for short-term objectives, pull back now. There's no telling where the bottom of this market is. It's better to cut your losses and preserve the money you already have for short-term goals. For your long-term financial goals, consider equities.
Keep It Simple: Buy a diversified equity fund or an index fund for equity exposure and a floating-rate bond fund for fixed income exposure. These are the basics of the investment world. Sure, you can buy many other types of funds (Petro, MNC, Gilt, Fixed Maturity, Serial Plans etc), but it's hard to go wrong with these two. To keep fund selection simple, stick with a diversified equity funds of well-established fund families. Equities prove to be the best performing long-term asset class. Stay away from exotic speciality and sector funds, unless you have a huge risk appetite and you can take in your stride a 25% loss in a quarter.
Ignore the hot stocks and funds: If you buy this year's top-performing fund or stock, be prepared to see it at the bottom next year. The fancy academic expression for this phenomenon is -- Reversion to the Mean. But the old saying explains it just as well -- what goes up must come down.
Invest Regularly: Investing a little bit of money each month is the surest way to reduce the risk of investing, because you lessen the possibility of buying at the market top. Also, no one is smart enough to anticipate all the moves, both up and down.
Buy and Hold: Short-term trading makes more brokers than investors rich. The income tax department likes the practice, too. If you meet anyone who claims to have made money through short-term trading, resist your temptation to listen any further and move on to a more productive conversation.
Start Early: It is not the "market timing" but time in the market that matters. Power of compounding will turn things in your favour.
Investing is a long-term proposition. Research your investments, remember your goals, re-examine your risk, and limit how much you listen to day-to-day market commentary. And don't let your emotions overpower your sense of reason.

Answer 2

Banking Market.

Stock Market.

Options Market

Futures Market.

As you go down the list the risk moves up dramatically, unless you know how to manage it.

Best is to invest in stocks you understand. For example VIP Indus makes bags. What is so complicated about it. Nothing.

Now do the homework on why it would go up, what the financials on the company are, the technicals on it, and then buy some shares. If it goes up, buy more. If it goes up even more, buy your last lot. Then, when it goes up, start selling 1/3rd at a time.

You have to be ready for it to go down too.

GL

KKP

Answer 3

Yes there is another option open to you. You can invest your money a some decent mutual funds. It does require a little bit of expertice to pick the correct funds but once they are picked, you need to review their returns only about once a year to make sure they are performing as you expected. The expected return from such a strategy should over a long period of time yield you an annual return of 10% or better. If you pick well much better. Some mutual funds have long term--over 10 years--returns of better than 15% annually.

Answer 4

Expected returns are directly related to risk. If you only care about getting the maximum expected return, you should invest in the riskiest securities possible.

I do not recommend this as the way to go. Instead, you chould choose a level of risk that you feel good about. Bank returns are low because there is very little risk. You might think about a mutual fund instead.

Answer 5

I think the question is not so easy to answer. May be you should talk to a financial advisor, who can understand your needs better and suggest you some ideas. Basically it depends on what is the time horizon you can be invested, what is the risk taking apetite you have, whats your age. Most probably you will get an answer: Spread your investment into multiple baskets, FD, Mutual Funds, Stocks, Real estate, bonds and keep investing regularly.

Cheers! Enjoy ...

Answer 6

I recomend buying SCPS it's at .03 It will rise to .15 in a month you can purchase more shares and make more of a profit than you could buying 1 dollar shares that raise .50 for the amount of money. you spend $100 buy 3333 shares it raises .10 you make $200. I prefer to buy them when they hit rock bottom then I know they wont drop any more. If you don't believe me check the chart and the price book is at .43. it's under rated

Answer 7

For Best Returns u should use the STOCK MARKETS, with detailed analysis and patience there is a great earning oppurtunity.

Mutual funds and Port Folio Management Services are also good Options which gives u returns starting from 15 % .

Just send me mail for asistance if any required.

THANKS

Answer 8

get to any article on how select a mutual fund scheme and you would understand that the answer is different for each person.

How long are you prepared to lock up your money?
How much Risk are you willing to take? Speculate with your money! - Dint mind losing it completely!
What are the returns you anticipate?

Liquidity - safety - Returns are all interlinked'
Study the options ans you will answer the question yourself

Answer 9

1

Answer 10

Let me suggest you:

1. less then 1 lac - keep in fixed deposit
2. more then 1 but less then 3 - invest in blue chip company's shares
3. 3-5 lacs - divide in two parts and invest half in blue chip, half in mutual fund
4. 5-10 lacs - forget about shares. Buy a small shop in good developing area and let it develop.
5. 10 lacs plus - email me, we can do something better.... just kidding.. go to professionals.