i just got my bank statement and there was a a deposit of a few grand last week, and im 100% sure i didnt deposit it. i dont really know what to do, obviously ill contact the bank eventually, but what happens if i just let it sit there?
2007-01-18 15:54:15 · 23 answers · asked by 2 1 in Politics & Government ➔ Law & Ethics
i'll drop on my knees and praise God!!!
but seriously now....this is what i will do....go to the bank and discuss it with the bank to find out if they made an error or is the deposit legit.
banks sometimes make mistakes like this with millions of dollars and if they made an error and you withdraw the money even if you close the account, the bank will hound you big time!! they will persue legal action against you PRONTO!! seen it happen before.
but go to the bank and ask them.....maybe it is legit and someone did make a deposit in your account or could have been a wire transfer or a direct deposit or a refund or tax credit and it belongs to you.....if it is yours the bank will not take it from you even if you do not remember or do not know who put it in there........like those before me said "merry christmas!"
2007-01-18 16:22:47 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Anyone who was able to make the deposit might be able to withdraw it again. Mistakes like this are rare, but they can happen. If someone was able to get a deposit slip from a check book of yours, they could also withdraw money from your account. I would transfer the money out and into a new account, and place a hold on all transactions from your current account. Tell the bank what is going on and ask for their help. So that you can continue to use your money, set a limit of $50 on any check or other type of with drawal from your account. The bank can do that for you while this problem is investigated.
2007-01-18 16:05:12 · answer #2 · answered by Anonymous · 2⤊ 0⤋
You'll draw interest on it (if you have an interest bearing account), but most likely the bank will find the error before that happens.
You should call the bank ASAP. It's what YOU would want someone to do if they got YOUR money. Whoever's money you got...that may be all they had, and it's not THEIR error, and trust me, they're gonna have a hell of a time proving their case to the bank when they discover their money wasn't deposited, I learned by experience that banks put very little credence in deposit slips.
2007-01-18 16:03:15 · answer #3 · answered by LolaCorolla 7 · 1⤊ 0⤋
It sounds highly suspicious. I recommend you transfer it to my account immediately to save any possible bad things from happening to you.
This way, I can be the one who is dealing with this unusual situation, and you can rest easy at night, knowing that I am on the case.
The other possibility is what I always did when I had questions, ask the bank what is going on. There is a possiblililty that the money was put into your account because of a mistake on a deposit slip and someone has checks bouncing, or is under investigation at their job.
Personally, all kidding aside, I'd tell the bank. I have to look in the mirror when I shave in the morning and I couldn't do it with stolen, or improperly added money in my account.
2007-01-18 16:03:48 · answer #4 · answered by Lt. Dan reborn 5 · 3⤊ 0⤋
Most tellers are trained in detecting counterfeit cash. If the texture of the fake bill is a little off, the teller will usually catch it. (They go through thousands of dollars each day). Every teller usually has a counterfeit pen and/or black light to confirm their suspicions. Even if the teller does not catch the bill, when the teller closes up for the day, all remaining money is run through a money counter which is also designed to detect counterfeits. When a conterfeit bill enters the system, the Secret Service is notified. At that point an intensive investigation is started which includes pulling surveylance tapes and a copy of all transactions done by the teller. Then, it's only a matter of time until your friend is caught.... they always get caught.
2016-03-29 04:10:01 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I had to double-check: Yes, this is the "Ethics" section of Yahoo Answers.
I am appalled by the WRONG answers. Of course you must contact the bank immediately, for the following three reasons:
1. The money isn't yours.
2. The money isn't yours
3 THE MONEY ISN'T YOURS!
On the off-chance that someone meant to deposit the money into your account, don't you want to know what is expected of you in exchange? Or is two grand your price?
2007-01-18 16:14:28 · answer #6 · answered by Pamela B 5 · 0⤊ 0⤋
The longer you let it sit there, the bigger chance you run of being accused of stealing. Report it to your bank, don't spend a dime of it. If they insist it is your money, go to the Branch Manager and insist they review the account and that it isn't yours. This happened in Louisiana, thousands were deposited. The person reported and the bank insisted no mistake had been made. He spent it and two months later the Feds arrested him, based on the fact that he knew it was not his money, despite the fact the bank insisted it was, and he spent it therefore it was Felony theft. Had to sell/give back everything, plea bargained with the feds, and now has a felony record.
2007-01-18 15:59:27 · answer #7 · answered by searious 3 · 4⤊ 0⤋
ANYONE can deposit money into your account if they have your checking account number (or savings).
Assuming that this happened, contact the bank and request a copy of the deposit.
If the bank made an error, they will reverse it out of your account, so don't touch it until you are sure.
2007-01-18 16:08:46 · answer #8 · answered by Anonymous · 1⤊ 0⤋
Is this a joint account...Maybe the second party deposited the money..If I was you I would call the bank and find out where the money come from.
2007-01-18 15:58:56 · answer #9 · answered by Anonymous · 0⤊ 0⤋
You are not entitled to keep the money because it was a mistake so don't spend it. The honest thing would be to call the bank and ask about it.
2007-01-18 15:59:05 · answer #10 · answered by Anonymous · 3⤊ 0⤋