2007-01-18 08:41:40 · 10 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
I don't need information on credit cards. Just tips on how to live frugally like cutting dryer sheets in half.
2007-01-18 09:39:58 · update #1
Cut your food portions in half. Do not use soda’s nor diet soda’s Saves you money and is good for your health. Replace soda's for water. Avoid sugar as every bacteria virus or yeast loves to grow in a sugar (acid ) related environment. In the meantime enjoy now…frugal or not. There is nothing you can take with you after you die. P
2007-01-18 09:34:39 · answer #1 · answered by Pieternel 3 · 1⤊ 1⤋
Go out to eat less, take your lunch to work/school. Skip the morning/afternoon/evening Starbucks trip. Only buy things if you have the cash to pay for it. If you dont have cash, dont buy. A lot of times you will see that waiting until you have the cash will change your view of the item, instead of just using a credit card.
And its good to be frugal. Think about investing your money and being able to leave a better life for your kids. Wouldnt you have liked that if your parents had done it? I know I would have! Check out Dave Ramsey, he has some good ideas.
2007-01-18 17:47:45 · answer #2 · answered by Joshua W 3 · 4⤊ 0⤋
I agree with Todd, most of these tips are chump change compared to the ways people throw their money away.
I was brought up by very frugal parents. They had this weird way of looking at things - if you cannot afford it do not buy it. No credit cards, no car loans, no store credit payment plans. Maybe a home mortgage is different. You get tax breaks on the interest and maybe the home will increase in value over time.
Get out a calculator and determine how much you pay in interest on credit cards, car loans, the second mortgage you used to refi the credit card balances and buy a car etc. etc.
How do banks, finance companies and credit card companies earn their profits? By lending money and collecting interest.
2007-01-18 17:22:11 · answer #3 · answered by Adoptive Father 6 · 2⤊ 1⤋
Forget about dryer sheets. If you want to save serious money try the following:
If you've got credit card debt and you're currently paying finance charges, do a balance transfer and move that debt to a 0% APR credit card. Make sure you're use a credit card with no transfer balance fee such as Amex or Citi.
If you're paying credit card finance charges, you're throwing money away needlessly.
Learn more at http://www.thetruthaboutcreditcards.com
2007-01-18 17:04:53 · answer #4 · answered by Todd S 3 · 2⤊ 1⤋
Whenever I want to save more, the first thing I give up is going out for lunch. I found that I can easily save a couple hundred dollars every month doing that.
2007-01-18 21:18:15 · answer #5 · answered by winters in buffalo 3 · 2⤊ 0⤋
Use dryer sheets twice
2007-01-18 16:45:14 · answer #6 · answered by Anonymous · 1⤊ 0⤋
My best tip is don't be frugal, just find other ways of increasing your income without lowering your acceptable livign standards. Life is all about enjoyment, if you are frugal, how are you going to enjoy it?
I'll give you something to think about....Howards Hughes, the billionaire and my grandma both died with the same status. H. Hughes died and left all those billions of assets, my grandma died and also left it all. My point is, if you're frugal, you'll still die and leave it all. Might as well enjoy it.
2007-01-18 16:49:52 · answer #7 · answered by Muga Wa Kabbz 5 · 1⤊ 4⤋
No more eating out. Take your lunch with you to work. It's saving my hubby and I a TON every month just by cooking at home. It's healthier too....
I also recommend Dave Ramsey (www.daveramsey.com)... He is all about "acting your wage"...
2007-01-18 20:12:22 · answer #8 · answered by Jen G 5 · 1⤊ 0⤋
NEVER pay full price for clothing.... Sale shopping is my biggest money saver... I have gotten jeans for as little as $2.50 and they were top brands !! YES you read the right : two dollars and fifty sense.
I have people beg me to go shopping with them, I just seem to know where to look !
: )
2007-01-18 19:33:22 · answer #9 · answered by Kitty 6 · 0⤊ 1⤋
dumpster diving for real you never know what your going to find. Of course using coupons is always helpful. if watching for sells of course.
2007-01-18 16:47:12 · answer #10 · answered by dork 1 · 1⤊ 1⤋