What is a good way to rent with bad credit?

Question

I just had to file my second bankruptcy. 2 in 4 years. This time it's chapter 13 so atleast I'll be paying off my debts. I need a place to live. Any suggestions, I make a reasonable cash income of over 3 grand a month.

Answer 1

Look in the newspapers for places rented by a person not a company. They usually don't run credit checks. If you can find someone locally who just has a house or apartment they're subletting you could get it.

Answer 2

I used to work for property management & renting from a private owner is the way to go if you have bad credit. As far as your income, I know someone said how can you file bankruptcy with that much money...but I know that in certain places that's not that much...i.e. New York.

Answer 3

your best bet for renting would be to either look for a house for rent and go that route or perhaps a lease purchase through the landlord. However if you are looking for a apartment not a home the best advice would be looking for the small type propertiest. Most small apartment complexes base your approval off of income not credit score just make sure to ask if they check credit score.

Answer 4

If you make so much income, why file bankruptcy twice in four years? I don't make nearly that much and I have money in savings, own my car and have my house 50% paid off - never been in debt other than my mortgage. People like you are the reason people like me end up paying more for things than we should have to - the creditor who was shafted by you passes those losses onto other consumers in the form of higher prices. Maybe if you sleep in your car for awhile you can save up the money you would have paid in rent to pay off your creditors.

Answer 5

I don't know where yo live, but here in canada it is illegal for a landlord to check your credit references. Some still do, but it is against the law. check with your rentals board out wher you live and see if the land lord is allowed to check your credit.