I am looking for fast setup, easy interface, good APY, quick ACH transactions, etc. I am looking for an honest review from real customers, good and bad experiences welcome.
Thanks!
2007-01-18 04:05:23 · 8 answers · asked by svenm81 1 in Business & Finance ➔ Personal Finance
I must agree, with others. I had both EmigrantDirect.com and HSBC.com
I still have emigrantdirect. Easy interface, reasonably fast setup and money is quickly available. You enter a transfer today and money is in your account tomorrow or after tomorrow at most.
Not the case with HSBC. They take full 3 business days to transfer money. Say you enter a transfer today, the money is gone from your account tomorrow, but not deposited into destination account for another day or two. So, every time you transfer funds you lose a day or two of interest on transferred amount.
Another thing, they have this stupid limit of 100,000 per day transfer. I needed to transfer 150,000 out of HSBC to my checking account. Well, I thought to enter 100,000 one day and another 50,000 next day -- NOT THE CASE. You can not enter another transfer until the first one is complete. Basically the rule is not 100,000 per day, but no more than 100,000 of active transfers at any time. It took me almost 2 weeks to get 150,000 out of my account. Perhaps, you don't often transfer amounts over 100,000 but just in case you should know.
If you happen to live in Chicago Land Area, you may want to checkout Corus bank. Their rates are almost as good as Emigrant, but considering they are local, could be extra convenience.
I hope this helps.
2007-01-18 04:20:44 · answer #1 · answered by Alexander K 3 · 1⤊ 0⤋
Definitely try emigrantdirect.com or ingdirect.com. Probably known as the best out there. Over 5%. Good luck
2007-01-18 04:09:21 · answer #2 · answered by CSUflyer 3 · 0⤊ 0⤋
Ingcapitalone
2017-01-16 10:58:43 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I always use bankrate.com to compare interest rates. Last time I checked eloan.com has a savings rate of 5.25% APY.
2007-01-18 05:24:27 · answer #4 · answered by michelleprampin 1 · 0⤊ 0⤋
EmigrantDirect.com
2007-01-18 04:08:45 · answer #5 · answered by Carlover29 3 · 0⤊ 0⤋
TAM is the best savings account!
2007-01-18 04:31:46 · answer #6 · answered by Vzla 2 · 0⤊ 0⤋
pc finacial has a new savings account. check it out at www.pcfinancial.ca
2007-01-18 04:12:55 · answer #7 · answered by hurt 3 · 0⤊ 0⤋
I'm adding my vote for emigrantdirect.com
I have emigrant dircect and it works great.
2007-01-18 05:15:42 · answer #8 · answered by hogie0101 4 · 0⤊ 0⤋