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i would like to know

2007-01-18 01:46:32 · 15 answers · asked by Bill H 1 in Society & Culture Holidays Earth Day

15 answers

Send them a notarized letter (via certified mail) requesting that they stop all contact including calls.

Good luck!

2007-01-18 01:54:26 · answer #1 · answered by Angie P. 6 · 0 0

Hey Bill:

I'm guessing you're asking about a 'debt' collection. If you have been sent to collections for non-payment, and they are to the point that they call several times a day, you really only have 2 options. Pay your debt in full immediately, or contact a debt consolidation company. The one I used was CareOne. They will work with you to make sure you can make reasonable payments to get the lenders off your back. Once you sign up with them, the lenders don't make those collection call again. You'll feel so much better making a proactive choice to get your debts under control. Good luck.

2007-01-18 09:59:15 · answer #2 · answered by moosviews4u 3 · 0 0

You can file harrassment charges against the collector but then again that would mean you would have to take the company to court and dude, you ain't got no money, hence the debt collector calling 3 or 4 times a day.

2007-01-18 09:52:03 · answer #3 · answered by huckleberry 3 · 2 0

Well they probably won't stop until you start making payments on what you owe, but these guys are such a bunch of idiots their job is to try and threaten you into paying them so they can get their measly commision. They usually have no authority to follow through with their threats. If they are really harrassing you i'd threaten to call a lawyer.

2007-01-18 09:53:50 · answer #4 · answered by Stuck in the middle of nowhere 7 · 0 0

It is against the law for them to do that. Contact your local police dept & ask them who you should be contacting about it.

Then again you might want to take some responsibility for yourself & pay your bills & stop taking on debt that you can't afford.

2007-01-18 10:34:39 · answer #5 · answered by Judith 6 · 0 0

It IS harrasment. See if there is a free legal advice clinic or office in your city. I know that there are laws which prevent(or are supposed to) this sort of thing. They must be subject to some sorts of guidlines laws for debt collection.

2007-01-18 11:22:49 · answer #6 · answered by Jed 7 · 0 0

This question seems out of place here, but my suggestion is that you make arrangements to pay your bills and then follow through with paying them. If you've made arrangements and are making payments, you can report them to the phone company. Harrassment is illegal.

2007-01-18 09:52:18 · answer #7 · answered by DebbieLou 2 · 1 0

Well, you could help the situation by paying the bill. However, it could also fall under phone harassment. You would need to check with your local laws and customer rights/protections.

2007-01-18 09:53:15 · answer #8 · answered by ladyinblue 2 · 0 0

you probably mean debt, if so tell them the next time they call that they are to calkl you no more and make a tape of it, get the caller to state the date and time and then tell them afterwards that it is being recorded and if they call again you will proceed with criminal and cival action. better yet, pay your debt,

2007-01-18 09:53:03 · answer #9 · answered by michelle g 1 · 1 0

This web site can help:

http://www.fair-debt-collection.com/Disputing_Collections/stop-calling-letter.html

2007-01-18 09:58:06 · answer #10 · answered by Anonymous · 0 0

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