I need a home owners input?

Question

Does my name have to be added?
My hubby and i got merried 8 yrs ago and we bought a house about 3 yrs ago.The loan was in his name so my name never got added and its just his name on the house.Now its no big deal to me to be added on the house until somthing came up and i wont say any names or who,but this family memeber feels as they can take over at any time.My hubby mentioned we better get my name on the house just in case somthing happens so i would not run into any trouble.Does my name have to be added or would it just end up being mine if somthing were to happen.

Answer 1

It not a bad idea and not all that hard or costly. Go to your court house or local government to get it done. You and your husband will both need to go. It will be easy now, and will save a lot of trouble if something does happen. Even if the un-named people don't have a claim, it may not stop them from trying.

Answer 2

It depends. if your getting a divorce and depending on the laws in your state then 1/2 the house if yours anyways, unless there is some sort of pre-nuptual agreement concerning the house.

If someone is trying to put a lein on your property, then by all means put your name on the house, because at that point even if someone does place a lein on your property, they cannot force a sale because you have half intrest in the house. As a wife your still entitled to 1/2, but I would put your name on the house anyways so it cannot be argued in court that the house is your huspands and not yours.

If the property is in both your names, the only way a lein would be enforced is if its placed in both your names.

The only time a lein can actually be enfoced is at the time of sale. I had a guy renting some property from my dad and owed him $30,000 in back rent. We put a lein on the property and eventhough it was half in his wifes name we couldn't do anything to force a sale. Finally he decided to move to Las Vegas, and we finally got our money at the closing. It surprised the heck out of the guy because he had owed the money from 7 years prior.

Answer 3

as his legal spouse, you will inherit all his assets, unless he has specifically stated otherwise in his will, and even then you could probably successfully contest it. whoever this "other person" is, they have no legal claim to any of your husbands assets, unless he has named them as beneficiaries in his will( it doesnt sound as tho he would do this, judging by your question). if this "other person" is a former spouse or an adult child of his, then that could cause a potential source of trouble. To err on the side of caution would be wise, so i would get your attorney to draw up a will specifically naming you as his sole beneficiary, and also, i would go to the bank and get the loans officer to add your name to the deed and mortagage.

Answer 4

Yes, it would be best to get your name added to the house.

If you own the home jointly, then if something happens to either one of you, then neither of you would have to worry about it. The home would just become your home.

However, if your name is not on the home, and something should happen to him, you would have to probably go through a process to take over ownership.

Answer 5

It probably would be yours, but get your name on it. Your husband is looking out for you, so that if something happened to him it would just be yours. Unless he has borrowed money from this relative, the person has no business with your house. The relative should be shown the papers and told to butt out.

Answer 6

If you live in a community property state, the house is legally both of yours already. You do not have to have your name added to have legal claim to it.

Answer 7

If I was you, I'd put my name on that house. Plain and simple, if anything ever happened to your husband you'd have to go through a lot of red tape. You're better off putting your name on it and have a joint account. good luck.