2007-01-17 08:01:34 · 8 answers · asked by mchavousgsrm@sbcglobal.net 1 in Business & Finance ➔ Renting & Real Estate
Ask your real estate Agent.
They send repeat business to the good ones. If anything happens that you aren't satisfied with your Agent will get it straightened out for you. They have a lot of leverage with the Brokers they refer, so you get the best service when you use the one your Agent refers you to .
2007-01-17 08:08:54 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Try your local bank or credit union first. There's not a middle man there and you may save money in closing costs. If the bank can't fit you with a program find a mortgage broker in your area that has been around for a long time, and not a fly by night place. The have access to many lenders and programs to find you a mortgage.
Your real estate agent might not always know who the best lender is for you, so don't go by their opinion only. They may have mortgage knowledge, but they are the realtor and finance isn't their area of expertise.
2007-01-17 08:37:35 · answer #2 · answered by hotlittlenumber55 1 · 1⤊ 1⤋
Hotlittlenumber got it right!
If you are part of a credit union go there first! Their rates and fees are tough to compete with....regardless of what anyone else here says! One caveat, credit unions often have a limited product selection so if you need some creative financing to get the deal done, you might need to expand your search.
Also, I do agree again with Hotlittlenumber that most agents don't know squat when it comes to mortgage knowledge, but what they are good at is knowing which loan officers and brokers are reputable and can get their borrowers to closing without issues.
2007-01-17 09:45:45 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Easy and good question go with the most qualified person.
I am a Loan Officer
Bret J. Marinko
SR. Financial Adviser
866-875-0050 ext 225
or
ocloan@yahoo.com
2007-01-17 09:46:26 · answer #4 · answered by blinkoc 2 · 0⤊ 0⤋
Go with a broker,they can shop for you and findyou the best pricing and loan program to fit your needs.You don't want to have your credit pulled multiple times.
2007-01-17 08:16:53 · answer #5 · answered by staceydian 2 · 1⤊ 0⤋
1. Make sure it's reputable...so many are in trouble these days with poor loan servicing...
2. One that gives you the best rate and terms
3. If it comes referred by someone you trust, even better
2007-01-17 08:17:28 · answer #6 · answered by boston857 5 · 0⤊ 0⤋
Talk to a couple; you should be given choices.
Fill out a free evaluation form at the reference site and they will have a loan officer contact you.
2007-01-18 02:40:48 · answer #7 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋
Whichever one gives you the best deal (lowest interest rate).
2007-01-17 08:14:00 · answer #8 · answered by jseah114 6 · 0⤊ 0⤋