How do you cash a check without a bank account?

Question

I've found that banks won't cash a cashier's check. What?? So what if you don't have a bank account and live thousands of miles away from the bank the check was drawn on? How do you cash your check without paying an exorbitant fee?

Answer 1

With an ID you can go to a cashing place (where you will be charged a small fee) or you can deposit it in a family's bank account and have them give you the money

Answer 2

you have to find a check cashing place. And you probably will pay a fee. If it is not a flat fee, it will be a percentage. Now a days, you can get free checking accounts...if you have a steady job, you can direct deposit, and the bank will waive all service fees. If you don't have a job, then you might want to think about finding a friend, or even a parent, that you can sign the check over to and let them take it out of their bank.

Answer 3

RE: Where can I cash a check without a bank account? Okay, we just moved to a small town, and I just received a check in the mail from my previous landlord returning my deposit and some interest :). However, this small town doesn't have a branch of the bank I use, or a Giant Eagle where I have a check cashing card(we moved to be near my inlaws and...

Answer 4

Find a cash checking store, like a pawn shop, or some grocery stores will cash checks for up to $300.00. Or sign it over to someone you know that has an account, and have them cash it for you. Or you could open an account with a bank and deposit the money in there, and use it after it clears in a couple days. Good luck

Answer 5

If the check is computer printed you should be able to cash it at a Wal-mart store for $3.00. If it is handwritten then this may prove to be more difficult. Call to confirm this before you go there.

Another option would be to call the company that issued the cashier's check - explain your problem to them. They may have an affiliate in your area that will be able to cash the check for a fee.

Another option would be to ask someone with an account to deposit it and give you the money. (Their bank will probably put a hold on the check).

I hope you are able to get your money soon! Best wishes!

Answer 6

you either drive thousands of miles to the bank it is from or you don't cash it. If the bank does not have a branch in your area then it is difficult. I assume it is made out to you. You can open an account or you can call the bank it came from and ask them how you are supposed to cash it. It is something to think about when you are accepting payment for something.

Answer 7

Try a check cashing place. Does the bank it was drawn on have "sister" banks that will cash the check? Look into that.

Answer 8

For not having your own account, you will pay the exorbitant fees. A cashier's check should be cashable anywhere. Check out a local bank - they will be cheaper than any grocery store or gas station that has that inviting sign that says "Checks Cahsed Here!!"

Answer 9

Open an account? Or some places like Safeway will cash certain checks for a small fee.

Answer 10

go to the bank the check is from, then have 2 forms of id

or go to a check cashing place, they take like 3% or so

get a bank account, many advantages