I already have two credit cards with Chase and Washington Mutual I just closed one out with U.S. Bank. I have both a checking and a savings account with WaMu but I don't like the agreement for the WaMu savings. They take $25 out of my checking every month. I just want a nice savings account where my money can grow with minimum fees and requirements. Any suggestions?
2007-01-17 04:37:39 · 14 answers · asked by Elizabeth C 2 in Business & Finance ➔ Personal Finance
Wells Fargo has a nice student savings package that is intended for anyone still attending school. They have free checking as well. You may want to check them out at wellsfargo.com if you are interested. I've also heard good comments about Bank of America as well although I am not too familiar with their account packages and what they offer.
2007-01-17 04:41:51 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Yes! I would highly recommend opening an ING account online. It's great. There are no minimum requirements, no penalties or fees ever, the interest rate right now is about 4.25% I think, and you can link it to your bank account, so you can transfer money in or out whenever you want. (Though I will say the money transfer can sometimes take a few days.) You don't have to set up an automatic savings plan (so they won't just take money out of your checking account unless you want them to) but if you do, they offer rewards. They also offer you $25 for each person you refer to them. I've had an account with them for years now and couldn't be happier. I'm at the point now where I'm getting interest payments of more than $30/month! I have two other savings accounts (one with Chase and one with the Federal Credit Union) and the interest rate on both of those is less than 1%. ING is the way to go. Just go to ingdirect.com.
2007-01-17 04:52:57 · answer #2 · answered by CrysV 5 · 1⤊ 0⤋
Well it seems to me you have it all worked out. So the argument was just this morning?. Maybe your dad will ease up some. Did he have a legit reason to be upset with you? Did you stay out all night or something? I think the best thing would be to wait and see if things settle down at home first. After all it would be so much easier for you to finish school with your parents help. It would be really hard paying for that on your own. And I would hate for you to drop out because of that. Don't make any rash decision at this time. I say you should wait and see if thing get better. Ps I think the moving in with boyfriend is a bad idea. I know you said you didn't want to be told this but sorry it's true.
2016-05-24 00:20:26 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Check into a high yield money market account. Capital One has one that has a low minimum.
2007-01-17 04:41:21 · answer #4 · answered by Sherral 3 · 0⤊ 0⤋
Put your money in CD, maybe a 6-month term or 1 year term. You will be able to do this through your bank.
2007-01-17 04:41:34 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Hi Elizabeth. To get a better rate of return - you might want to consider investing at sharebuilder.com or ishares. This will let you invest the relatively small amounts you are referring to but get a higher rate of return. To have diversity - look into investing in one of the ETFs. ETFs invest in a basket of stocks like a mutual fund. But mutual fund usually require $1000 to get into them.
2007-01-17 04:44:29 · answer #6 · answered by HomeSweetSiliconValley 4 · 0⤊ 0⤋
Try ING Direct...they have a savings acct. that offers almost 5% interest rate.....and you get $25 if you open with a min.deposit of $250
2007-01-17 05:36:09 · answer #7 · answered by boston857 5 · 0⤊ 0⤋
check out apple bank theapplebank.com
2007-01-17 04:40:30 · answer #8 · answered by sks317 2 · 0⤊ 0⤋
Yeah I run my own bank. You should give me the money.
2007-01-17 04:40:48 · answer #9 · answered by Anonymous · 0⤊ 0⤋
If you have an in to a credit union, that would be your best bet.
2007-01-17 04:41:03 · answer #10 · answered by crossbones668 4 · 0⤊ 0⤋