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i need money to pay for housing and get a car.

2007-01-17 04:01:20 · 4 answers · asked by dblake8806 1 in Business & Finance Other - Business & Finance

4 answers

Become a politician

2007-01-17 04:08:25 · answer #1 · answered by Deirdre O 7 · 0 0

ALl you have to do is have the right reguirements and when you get a govenment grant, it's free money you dont have to pay back. Once you get it you can use it for anything you want. So apply to a whole bunch of them and if you get a grant spend it the way you want. But some grants will want to have reciept of what you want to pay. SO fiel for as many as you want and then if you get one buy whatever.

2007-01-17 04:10:48 · answer #2 · answered by Anonymous · 0 0

There is no such thing as grants for personal usage

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

As for housing grants, the Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm

"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

2007-01-18 13:10:03 · answer #3 · answered by imisidro 7 · 0 0

Say your an illegal alien. The bleeding hearts will suffocate you with grants. Thank the tax paying idiots .

2007-01-17 04:12:29 · answer #4 · answered by me 4 · 0 0

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