Who runs the finances in the family the best? Husband or wife?

Question

Been married for 16 years and have had nothing but bad luck. The wife does the bills and all. So who is better with the family finances?

Answer 1

my wife. she is older than me and more mature when it comes to money.

Answer 2

Years ago when we first started out my husband was the main bread winner and I felt it's his place to handle the finances. I still feel this way today after many many years of marriage. He takes care of the bills and does a great job at it. We sit and talk about anything financial before any big plans are made to spend. We are a team. This way it keeps problems from developing. We always had a budget and stuck to it. That way we didn't spend more than we could afford per month.
Taking time when it's quiet and no one is around to disturb you with your wife write down what has to be paid and the dates due. Keep your records in order. Doing things in a timely fashion keeps financial problems from your door and making stress you do not need. Good luck! Mama Jazzy Geri

Answer 3

Who runs the finances best? the Husband or Wife you asked? It depends on both of them if your wife works does she puts her paycheck with yours and than pay whatever you need to pay. If one or the other is a big spender than you will never be able to come out of debt until you both go on a budget, and write down what needs to be paid when and how much in each bill. This arrangement has to be decided by both of you, I am pretty sure that you both will be able to handle your money if you both put your heads together. I have been married for 48 yrs. and my husband is the only one that works, he never liked the idea of me working so, I became the bookkeeper, maid, and you guessed it I do everything around the house, but I run the finances and decide what has to be paid and how much is left over. My husband is happy for me doing that because he says he does not need to break his head in worry over the bills.

Answer 4

Whoever is more logical and has more self discipline with money would be my guess. Each family will be different. If your wife is having difficulties with the managing the finances, suggest that she take a class at the local college or get some software that makes managing finances easier.

Answer 5

I am a man and married for 32 years.
I am for the wife to handle all finances. She knows exactly what to pay for and what to spend. She knows what not to buy and what is absolutely needed. She knows what the children needs for school and the houses.
Men tends to be spendthrift and may spend on unnecessary items and are mostly poor savers.
Make your husband give you 80% of his salary and you make all the decisions on household expenditure matters. Dont blame bad luck. Use the money wisely and not on luxury or expensive items.

Good Luck

Answer 6

The person who runs the finances in the house best is the person better at budgeting. In my house, its me. My husband is the sole provider and I say where the money goes. We have a budget and stick to it! Money managing has nothing to do with gender. I just have a better head for money matters than my husband does!

Answer 7

You need to gte a finacial advisor, someone to tell your wife, or YOU to stop spending on things you cant afford... its hrad to cut out things when you think you cant live without them. Cut down on going out, or expensixe shampoo or clothes.... the little things count, extras like the best cable , or little extras like fine wine or beer, drink once a week instead of a couple beeers every night, and if you smoke cigs STOP thats like five bucks every two days which is like 1000 or 2000 every year .... And have her walk to places instead of spending gas, she'll be fitter and you'll have more money. i live in california where its nice to have the baller lifestyle but its not baller when you'll have no9 money in a couple years, and my freinds and family respect me so much more when i flat out tell tehm " tonight i am eating at home, or i am walking there" because they know i am going to save my money and have a big house someday....

Answer 8

i like how we do it we both pay half the bills,we both wright checks for half the amount of the bills and send them off.her money is hers and mine is mine,,this has worked well for me for 8 years now! I work and she works, she is a very opinionated woman and early on we agreed she has to many opinions for me to be the sole bread winner,i had a problem with being bossed by someone with no job,,this seems to be an excellent fix, try it if your wife don't have a job tell her to go get one!

Answer 9

I would think it depends on the couple. It has nothing to do with your gender at all. You may want to figure something out together. Perhaps you should go see a financial counselor. Many financial institutions offer those services.

Answer 10

i manage the money, but hubby brings it in. i ask him what to do with it. i make sure all the bills are paid, he gets his money to spend, then i get the left overs. i like it that way. i enjoy doing money managing.

don't know if he is better at it, he has been deployed for almost 2 yrs straight. maybe the end of this year we shall see!

Answer 11

WIFE! lol, at least at my house thats how it is...sometimes thought there just isnt enough funds and you have to make it work some how....It's not that because the account overdrafted you must have done something wrong all the time... Sometimes things happen.