2007-01-14 20:43:53 · 7 answers · asked by mrs ec 1 in Business & Finance ➔ Renting & Real Estate
you only ever need paperwork after you chuck it away. if i was you i'd keep it till my dying day.
2007-01-14 20:48:42 · answer #1 · answered by peter p 1 · 2⤊ 0⤋
Once the mortage is paid off, just the actual certificate which shows that it is fully paid up. The Revenue require you to produce paperwork for the past 6 years, but this certificate, together with your bank statements (which you should keep for 6 years anyway) will fulfill this requirement. Once the mortgage is paid off, make sure the lender return the title deeds to you or your solicitor.
2007-01-15 06:01:46 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I would keep them forever, even though it may be paid off you never know when it will come in handy. What if someone is trying to dispute your fence line? You will want that old survey so you won't have to get a new one. You definately will want to keep the deed. It would be a really smart idea to keep the papers because the mortgage company probably won't keep them either so once you get rid of them there are no copies left.
2007-01-15 10:01:42 · answer #3 · answered by samilynn04 2 · 0⤊ 0⤋
It's best to keep all the paperwork until the mortgage is repaid. That way, if there's any dispute, you've got evidence. Once you've repaid the mortgage, it's best to keep the discharged mortgage deed until you move house.
2007-01-15 04:50:22 · answer #4 · answered by Anonymous · 1⤊ 0⤋
It used to be 7 years but as long as you keep the final clearance page you should be OK getting rid of the remainder.
2007-01-15 04:48:58 · answer #5 · answered by SYJ 5 · 0⤊ 0⤋
keep it,i've got all the mortgage and land registry details for my house going back to 1918,it might be interesting to someone one day.
2007-01-15 06:55:07 · answer #6 · answered by heebygeeby 4 · 0⤊ 0⤋
25 years... i think
2007-01-15 04:47:04 · answer #7 · answered by Anonymous · 0⤊ 0⤋