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Owner Financing and Land Contract if you can convince the owners to do it. As far as a mortgage, it depends on how many years since you filed the bankruptcy. If over 2 years there are some high interest mortgages out there for those who have filed bankruptcy. Speak to a mortgage loan broker who has hundreds of mortgage packages and works with hundreds of mortgage firms. If that does work, then there is always rent to own. Good Luck!

2007-01-14 07:06:26 · answer #1 · answered by BellaDonnaRev 3 · 0 0

You can buy a house with a bankruptcy. It just needs to have been discharged or dismissed. Find a broker that does bad credit mortgages. Are the student loans current, deferred or in collections? If they are current or deferred, it shouldn't be a problem. If they are in collections, it will the depend on the lenders guidelines. A lot of non-conforming lenders don't count collections after 12 months, it just depends on the lender.

2007-01-14 15:06:23 · answer #2 · answered by kelly h 3 · 0 0

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