Lawyer failed to contact us that creditor wanted 400.00 for reaffriment now bankruptcy is discharged. Was not aware this happend nor given choice of their terms. Case still open with courts due to an inheritance that has not been settled. How do I address this issue lawyer says one thing doing another? Any help will be appreicated
2007-01-12 02:22:50 · 2 answers · asked by frantech 1 in Politics & Government ➔ Law & Ethics
The answer depends on in which district you filed bankruptcy, the state you live in, and whether or not you are current on the payment for the secured item. Generally, reaffirmation is only practiced when there is a secured debt and you wish to retain the secured item through the bankruptcy.
Many jurisdictions allow you to retain the secured item, even without reaffirming the debt, as long as you are current in your payments and do not miss any payments.
You need to check with an attorney licensed in your state for more accurate information. If you don't trust your lawyer's advice, then contact your local or state bar association for a referral to a lawyer to give you a second opinion.
2007-01-12 03:52:59 · answer #1 · answered by Phil R 5 · 0⤊ 0⤋
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RE Bankruptcy discharged reaffermation was not filed w/court w/creditor can case be reopened?
Lawyer failed to contact us that creditor wanted 400.00 for reaffriment now bankruptcy is discharged. Was not aware this happend nor given choice of their terms. Case still open with courts due to an inheritance that has not been settled. How do I address this issue lawyer says one thing doing another? Any help will be appreicated
2014-10-02 18:05:07 · answer #2 · answered by ? 1 · 0⤊ 0⤋